MentionFox lists 198 Payments companies. Of them, 185 are Y Combinator companies (the newest batch here is Spring 2026, with 3); 13 filed a Form D notice with the SEC.
Companies198
Y Combinator185
Form D filers13
By year
- 2026: 23 companies (10 Y Combinator, 13 Form D filers); median amount sold $3.3M across 13 Form D notices
- 2023: 18 companies (18 Y Combinator)
- 2022: 36 companies (36 Y Combinator)
- 2021: 33 companies (33 Y Combinator)
- 2020: 16 companies (16 Y Combinator)
Payments startups from other years
Companies from before 2020, or from a year with fewer than 15 of them. Every other year has its own full list, linked above.
| Company | What it does | Date | Amount | Round / stage | Record |
|---|---|---|---|---|---|
| Locus | Payment infrastructure for AI agents | Fall 2025 | Y Combinator batch | Y Combinator listing | |
| Notte | Browser infra for AI agents: sessions, auth, proxies, payments | Summer 2025 | Y Combinator batch | Y Combinator listing | |
| BlindPay | Stablecoin API for global payments | Winter 2025 | Y Combinator batch | Y Combinator listing | |
| Infinite | Global B2B Stablecoin Processor | Winter 2025 | Y Combinator batch | Y Combinator listing | |
| Charm | Charm is the universal payments app — send money to anyone. | Fall 2024 | Y Combinator batch | Y Combinator listing | |
| Kastle | AI employee for consumer lending | Summer 2024 | Y Combinator batch | Y Combinator listing | |
| Moreta | Payments made easy for international travelers. | Summer 2024 | Y Combinator batch | Y Combinator listing | |
| Seals AI | AI Employees for Wholesalers & Distributors | Summer 2024 | Y Combinator batch | Y Combinator listing | |
| Syntra | Faster healthcare payments | Summer 2024 | Y Combinator batch | Y Combinator listing | |
| Consul | The Stablecoin Payouts Platform | Winter 2024 | Y Combinator batch | Y Combinator listing | |
| Infinity | Business banking for cross-border SMBs & Startups | Winter 2024 | Y Combinator batch | Y Combinator listing | |
| Miden | Card issuer processor and banking stack for businesses in Sub-… | Winter 2024 | Y Combinator batch | Y Combinator listing | |
| Panelytic | Payment infrastructure for machines | Winter 2024 | Y Combinator batch | Y Combinator listing | |
| xPay | International Billing Ops, Sales Tax and Payments for SaaS businesses | Winter 2024 | Y Combinator batch | Y Combinator listing | |
| FamPay | India’s first neobank for teenagers | Summer 2019 | Y Combinator batch | Y Combinator listing | |
| Flux | Flux is building the payment network for alternative payments in… | Summer 2019 | Y Combinator batch | Y Combinator listing | |
| PayMongo | Modern online payments for the Philippines | Summer 2019 | Y Combinator batch | Y Combinator listing | |
| Swadesh | We setup Immigrants with a free US Bank Account, Credit Card, SIM… | Summer 2019 | Y Combinator batch | Y Combinator listing | |
| Zippi | Payment Platform for LatAm Micro and Small Businesses | Summer 2019 | Y Combinator batch | Y Combinator listing | |
| Canopy (was Encarte) | Encarte is building 1-click checkout for all online stores. | Winter 2019 | Y Combinator batch | Y Combinator listing | |
| CredPal | CredPal is a buy now pay later company in Africa that allows… | Winter 2019 | Y Combinator batch | Y Combinator listing | |
| Dyneti Technologies | Reduce payment fraud | Winter 2019 | Y Combinator batch | Y Combinator listing | |
| Elph | Acquired by Brex | Winter 2019 | Y Combinator batch | Y Combinator listing | |
| Handle | Simplifying Payments and Compliance for Construction Suppliers | Winter 2019 | Y Combinator batch | Y Combinator listing | |
| Nala | Building Payments for the Next Billion. | Winter 2019 | Y Combinator batch | Y Combinator listing | |
| Spring in Africa | Investing in innovation | Winter 2019 | Y Combinator batch | Y Combinator listing | |
| Verto | Cross-Border Payments and FX Simplified | Winter 2019 | Y Combinator batch | Y Combinator listing | |
| Grin | Mobility and payments platform for Latin America | Summer 2018 | Y Combinator batch | Y Combinator listing | |
| Kinside | Powering the $648b Care Economy | Summer 2018 | Y Combinator batch | Y Combinator listing | |
| Modern Treasury | Payment operations tools for money movement. | Summer 2018 | Y Combinator batch | Y Combinator listing | |
| Owny | AI driven payment rails for emerging market banks. | Summer 2018 | Y Combinator batch | Y Combinator listing | |
| Aspire | All-in-one Finance OS for businesses | Winter 2018 | Y Combinator batch | Y Combinator listing | |
| Assembly | Create remarkable client experiences | Winter 2018 | Y Combinator batch | Y Combinator listing | |
| Promise | Better payment systems for governments and the communities they serve. | Winter 2018 | Y Combinator batch | Y Combinator listing | |
| Cashfree Payments | Next-gen digital payments provider for India. | Summer 2017 | Y Combinator batch | Y Combinator listing | |
| Fazz | All-in-one Finance for Every Southeast Asia Business | Summer 2017 | Y Combinator batch | Y Combinator listing | |
| LotusPay | Recurring payments solution for businesses in India. | Summer 2017 | Y Combinator batch | Y Combinator listing | |
| Routable | Simplifying payouts at scale | Summer 2017 | Y Combinator batch | Y Combinator listing | |
| Standard AI | AI-powered checkout for retail. | Summer 2017 | Y Combinator batch | Y Combinator listing | |
| Aella | Diversified credit infrastructure powering payments across Africa. | Winter 2017 | Y Combinator batch | Y Combinator listing | |
| BuyPower | Modern bill payment platform for African businesses and consumers. | Winter 2017 | Y Combinator batch | Y Combinator listing | |
| Collectly | We help healthcare orgs collect more money faster | Winter 2017 | Y Combinator batch | Y Combinator listing | |
| Nomba | Banking and payments for businesses in Africa | Winter 2017 | Y Combinator batch | Y Combinator listing | |
| Request Network | Request is a payment request technology & an ecosystem of apps | Winter 2017 | Y Combinator batch | Y Combinator listing | |
| Token Transit | Complete fare payment platform for public transportation | Winter 2017 | Y Combinator batch | Y Combinator listing | |
| Airfordable | Buy flights for only a fraction upfront and pay off the rest in… | Summer 2016 | Y Combinator batch | Y Combinator listing | |
| Flutterwave | Helping businesses make and accept payments from anywhere in Africa. | Summer 2016 | Y Combinator batch | Y Combinator listing | |
| Proxy | Smart ring digital wallet | Summer 2016 | Y Combinator batch | Y Combinator listing | |
| Squire Technologies | Platform to grow your barbershop and maximize profitability. | Summer 2016 | Y Combinator batch | Y Combinator listing | |
| Landed | White-labeled shared appreciation down payment programs for employers | Winter 2016 | Y Combinator batch | Y Combinator listing | |
| Meter Feeder | Helping fleets find and pay parking tickets | Winter 2016 | Y Combinator batch | Y Combinator listing | |
| Paystack | Modern payments infrastructure for Africa | Winter 2016 | Y Combinator batch | Y Combinator listing | |
| PocketSuite | All-In-One Business Operating System by PocketSuite | Winter 2016 | Y Combinator batch | Y Combinator listing | |
| Xendit | Provides payment infrastructure for Southeast Asia | Summer 2015 | Y Combinator batch | Y Combinator listing | |
| Xfers | Xfers makes it possible for people to make and receive payments via… | Summer 2015 | Y Combinator batch | Y Combinator listing | |
| CyberFend | Cyberfend delivers robust, real-time web and mobile security by… | Winter 2015 | Y Combinator batch | Y Combinator listing | |
| Final | A credit card that drastically reduces payment fraud and gives… | Winter 2015 | Y Combinator batch | Y Combinator listing | |
| Mashgin | Self-Checkout using Computer Vision. | Winter 2015 | Y Combinator batch | Y Combinator listing | |
| Razorpay | India's only full-stack financial solutions company for businesses. | Winter 2015 | Y Combinator batch | Y Combinator listing | |
| Apto Payments | API platform for partners to issue branded debit and credit cards to… | Summer 2014 | Y Combinator batch | Y Combinator listing | |
| Kash | We are fixing how money works. | Summer 2014 | Y Combinator batch | Y Combinator listing | |
| Payable | Simple payments and tax compliance for your contract workforce. | Summer 2014 | Y Combinator batch | Y Combinator listing | |
| Arcus | Payment-as-a-service that helps any business launch payment solutions | Summer 2013 | Y Combinator batch | Y Combinator listing | |
| Coin | A mobile wallet that allows you to pay everywhere credit cards are… | Winter 2013 | Y Combinator batch | Y Combinator listing | |
| Radar | RADAR is building technology to completely transform the in-store… | Winter 2013 | Y Combinator batch | Y Combinator listing | |
| Sendwave | Instant, no fee international remittances. | Winter 2012 | Y Combinator batch | Y Combinator listing | |
| SlidePay | Banking and Payment Platform APIs | Winter 2012 | Y Combinator batch | Y Combinator listing | |
| GoCardless | We’re building the world’s bank payment network. | Summer 2011 | Y Combinator batch | Y Combinator listing | |
| Fivestars | Customer loyalty and payments platform for small businesses. | Winter 2011 | Y Combinator batch | Y Combinator listing | |
| OrderAhead | Order ahead for pickup | Winter 2011 | Y Combinator batch | Y Combinator listing | |
| Tremendous | How businesses send money to people at scale | Winter 2011 | Y Combinator batch | Y Combinator listing | |
| WePay | Payments for platform businesses. | Summer 2009 | Y Combinator batch | Y Combinator listing |
Selling to these companies?
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Figures come only from the record linked in each row; a blank means the record gives none. How these lists are built.