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Locus (YC F25) — Payment infrastructure for AI agents

We make your agents pay. As agents evolve from tools into dependable, autonomous actors, they’ll need the ability to execute open-ended workflows end-to-end.

Locus is a Y Combinator company in the Fall 2025 batch. Its directory entry describes it as: Payment infrastructure for AI agents. The founder listed is Cole Dermott (Founder/CEO) (Y Combinator directory entry, October 24, 2025).

6 more companies from YC Fall 2025 ↓

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Locus

New accelerator entry · 2025-10-24 · the record

Fall 2025
batch
2
people
Early
stage
United States of America
region
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What the record says

BatchFall 2025
Announced2025-10-24
StageEarly
StatusActive
Team size2
IndustryB2B
Sub-industryB2B -> Engineering, Product and Design
SectorsFinance, AI
RegionsUnited States of America, America / Canada
BasedSan Francisco, CA, USA
HiringNo
Sitehttps://paywithlocus.com

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Also in YC Fall 2025

Same batch, B2B first.

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In their words

We make your agents pay. As agents evolve from tools into dependable, autonomous actors, they’ll need the ability to execute open-ended workflows end-to-end. This inevitably means payments: accessing paywalled data, transacting for services or with other specialist agents. But autonomy requires guardrails. Businesses and developers will need a way to ensure their agents only spend how much and on what they’re supposed to. The machine economy is coming, and Locus (YC F25) is building the connector businesses will need to participate. We connect agents securely to funds, letting you define permissions and limits for every transaction. Each payment is traceable, auditable, and fully reconcilable with your existing financial stack.

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What the Full Report on Locus covers

  1. The Short Answer

  2. Which Company This Is

  3. What They Do, And How The Money Works

  4. Who Runs It, And How To Reach Them

  5. The Money: Funding, Valuation, Runway

  6. Who Pays Them, And Who They Are Up Against

  7. Warning Bells

  8. Sources

    1 cited source found

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AI agent startups Payments startups

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Locus: Accepted into Y Combinator Fall 2025
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Permanent URL: https://mentionfox.com/funding/yc-locus
Last updated 2026-10-20
Primary record: Y Combinator directory entry
Locus (YC F25) — Payment infrastructure for AI agents. MentionFox, 2026-10-20. https://mentionfox.com/funding/yc-locus