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Chime Financial, Inc. layoffs

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MentionFox check on Chime Financial, Inc.: no red flags found in 4 sources; 2 items to note (checked 8 November 2026). mentionfox.com/c/layoffs/chime-financial

  • Note: Layoff plan disclosed Aug 2026 (filing)
  • Note: Layoff notice filed Jul 2026 (about 135 employees in CA) (state notice)

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Every WARN layoff and closure notice Chime Financial, Inc. filed in California: dates, locations, employees affected, and the state's own record.

135 employees in San Francisco, CA are covered by the one WARN layoff or closure notice Chime Financial, Inc. has on file as of November 8, 2026, dated July 31, 2026, effective September 30, 2026. Chime Financial, Inc. also reported an exit or restructuring plan to the SEC on Form 8-K (California WARN notice, July 31, 2026).

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1 more layoff notice in California, Q3 2026 ↓

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Notices1
Employees affected135
Latest notice2026-07-31

Chime Financial, Inc. filed 1 WARN notice in California, covering 135 employees in total. Each notice below links to the state file it was published in.

Did Chime Financial, Inc. have layoffs in 2026? Every notice

NoticeWhereEmployeesTypeEffectiveIndustryDays' noticeSource
2026-07-31San Francisco, CA135layoff, permanent2026-09-30Finance and Insurance61CA file

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Other layoffs like this

Layoff notices in California filed under Finance and Insurance, Q3 2026, most jobs first.

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SEC filings: exit or restructuring (Item 2.05)

Chime Financial, Inc. (CIK 1795586) reported 1 exit or restructuring plan to the SEC on Form 8-K under Item 2.05. The sentences below are quoted from the filings as written. These filings are matched to the WARN notices above on the company's exact name.

Form 8-K filed 2026-08-05

Share of workforce

The Plan involves the reduction of approximately 10% of the Company's total workforce.

Expected charges

The Company estimates that it will incur approximately $16 million to $20 million in net cash restructuring charges in the third quarter of 2026, partially offset by a reversal of approximately $9 million to $12 million in non-cash stock-based compensation expense as discussed below, resulting in an expected impact to net income of $6 million to $9 million.

Timing

The Company expects that most cash payments and expenses related to the reduction in personnel will be incurred by the end of the third quarter of 2026, and that the implementation of the Plan will be substantially complete by the end of the third quarter of 2026.

Also on the record for Chime Financial, Inc.

DateRecordFigureOur pageSource
November 6, 2026Stake report, Schedule 13G/A, by Menlo Inflection I, L.P.1.4% of the class5%+ stakesSource
August 10, 2026Stake report, Schedule 13G, by Menlo Inflection I, L.P.2.8% of the class5%+ stakesSource
August 5, 2026Leadership change: Matthew Newcomb departs, Chief Financial Officer, and 1 more—Leadership changesSource
May 15, 2026Stake report, Schedule 13G/A, by Crosslink Capital, Inc.7.5% of the class5%+ stakesSource
May 15, 2026Stake report, Schedule 13G/A, by Menlo Inflection I, L.P.2.8% of the class5%+ stakesSource
November 10, 2025Stake report, Schedule 13G, by General Atlantic, L.P.5.6% of the class5%+ stakesSource
August 14, 2025Stake report, Schedule 13G, by Christopher R. Britt5.7% of the class5%+ stakesSource
August 14, 2025Stake report, Schedule 13G, by Crosslink Capital, Inc.8.6% of the class5%+ stakesSource
August 14, 2025Stake report, Schedule 13G, by DST Global Advisors Ltd15.7% of the class5%+ stakesSource
August 14, 2025Stake report, Schedule 13G, by MSOP GP, L.L.C.3% of the class5%+ stakesSource
August 14, 2025Stake report, Schedule 13G, by Ryan A. King5.19% of the class5%+ stakesSource
August 5, 2025Stake report, Schedule 13G, by Access Industries Management, LLC5.8% of the class5%+ stakesSource

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Where this comes from

Employers covered by the federal WARN Act, and by the stricter laws some states add, must give written notice before a mass layoff or a site closure. The state labor department publishes those notices. Every row here is one of them, taken from that state's own published file and linked to it, so each figure can be checked at the source.

A notice states the employer, the location, the number of employees affected, and when the layoff or closure takes effect. It does not state a reason, and neither does this page. Where a company also appears in SEC filings under the same name and in the same state, its recorded fundraising is shown alongside, as a matter of record rather than as an explanation. New Jersey and Pennsylvania list a notice under the month it was posted or received, not the day, so their notices show a month. Tennessee gives the county rather than the city.

Public companies must also report to the SEC, on Form 8-K under Item 2.05, when they commit to an exit or restructuring plan that will cost them material charges, which is how most large layoffs and closures by listed companies are disclosed. Those filings are national, so they cover companies in every state. Each sentence shown from one is quoted exactly and linked to the filing; where a filing does not state a figure, none is shown.

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Permanent URL: https://mentionfox.com/layoffs/chime-financial
Last updated 2026-11-08
Chime Financial, Inc. layoffs 2026: 135 jobs (WARN). MentionFox, 2026-11-08. https://mentionfox.com/layoffs/chime-financial