Ziina (YC W21) — A digital wallet for the middle east & north africa
Ziina is bringing the next generation of financial services to the Middle East.
Ziina is a Y Combinator company in the Winter 2021 batch. Its directory entry describes it as: A digital wallet for the Middle East & North Africa. The founders listed are Sarah Toukan (Founder), Andrew Gold (Founder), Faisal Toukan (Founder) (Y Combinator directory entry, March 14, 2021).
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Ziina - Send & Accept Payments instantly in the UAE
Ziina offers seamless money transfers for individuals and businesses in the UAE. Accept cashless payments in-person & online with Apple Pay, Google Pay, or card.
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Sarah Toukan
Founder
Sarah Toukan is the Chief Product Officer and Co-Founder of Ziina. She has product and startup experience across several diverse and exciting spaces, including the fintech space in the UAE, the proptech space in London, and the autonomous vehicle space in Silicon Valley.
Sarah graduated from Stanford with a Bachelor’s and Master's Degree in Mechanical Engineering, with a Product Development concentration.
Andrew Gold
Founder
Andrew began his career as an engineer on the iOS Safari team at Apple. He left Apple to join an early stage startup, Distributed Systems, which was later acquired by Coinbase. At Coinbase, Andrew helped build the Coinbase Wallet app, a product which enables users all over the world to store their own crypto and access the decentralized web. Inspired by the mission of expanding economic freedom, Andrew relocated from San Francisco to Dubai to found Ziina.
Faisal Toukan
Founder
Faisal Toukan is the CEO and Co-Founder of Ziina. He has experience across consumer fintech, enterprise sales, blockchain, start-ups, and venture capital with a passion for bringing new technologies to market.
Founders, titles and bios as the company published them. Photographs are our own copies of the ones on that record, so they do not break when the original link expires.
One of 91 companies held here in Fintech › Consumer Finance.
No investor is drawn from a Form D — the form states how many invested and never who. The one investor on this graph is named because a batch has exactly one.
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Example from a real report (our sample on Target): “In March 2026, Target announced a planned incremental $1 billion operating investment” Source: Target Corporation (press release)
A Full Report on Ziina: verified, sourced, every claim cited, ready in a few minutes. See pricing.
What the Full Report on Ziina covers
The Short Answer
Which Company This Is
What They Do, And How The Money Works
Who Runs It, And How To Reach Them
The Money: Funding, Valuation, Runway
Who Pays Them, And Who They Are Up Against
Warning Bells
Sources
8 cited sources found
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