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Atrato (YC W21) — Enabling consumers split the cost of purchases without a credit card

Enabling merchants and consumers to offer flexibility at the point of sale

Atrato is a Y Combinator company in the Winter 2021 batch. Its directory entry describes it as: Enabling consumers split the cost of purchases without a credit card. The founders listed are Juan Casian (Ex-CEO & Co-founder (Previously CTO)), Roger Rea (Founder), Alejandro Chavez (Founder) (Y Combinator directory entry, March 2, 2021).

6 more companies from YC Winter 2021 ↓

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Atrato

New accelerator entry · 2021-03-02 · the record

Winter 2021
batch
80
people
Early
stage
Mexico
region
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What the record says

BatchWinter 2021
Announced2021-03-02
StageEarly
StatusActive
Team size80
IndustryFintech
Sub-industryFintech -> Payments
SectorsFintech, Payments, Consumer Finance
RegionsMexico, Latin America, Remote, Fully Remote
BasedMexico City, CDMX, Mexico; Remote
HiringNo
Sitehttps://www.atratopago.com
Founded2019

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Also in YC Winter 2021

Same batch, Fintech first.

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In their words

Enabling merchants and consumers to offer flexibility at the point of sale

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  3. What They Do, And How The Money Works

  4. Who Runs It, And How To Reach Them

  5. The Money: Funding, Valuation, Runway

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Sourced from the company's Y Combinator directory entry, from the company's own site, read directly on 2026-09-27 (atratopago.com), and from Hacker News, where 1 thread met the matching rule stated beside the count.

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Atrato: Accepted into Y Combinator Winter 2021
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Permanent URL: https://mentionfox.com/funding/yc-atrato
Last updated 2026-10-20
Primary record: Y Combinator directory entry
Atrato (YC W21) — Enabling consumers split the cost of purchases without a credit card. MentionFox, 2026-10-20. https://mentionfox.com/funding/yc-atrato