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Z1 (YC W21) — Digital bank for teenagers in LatAm connected to prepaid card

Z1 is a digital banking app made for teenagers and young adults. By using the Z1 app and a prepaid card linked to their account, teenagers can begin their road to financial independence by learning to manage and spend their money, as well as having a place to receive money they earn through jobs and small businesses.

Z1 is a Y Combinator company in the Winter 2021 batch. Its directory entry describes it as: Digital bank for teenagers in LatAm connected to prepaid card. The founders listed are Joao Pedro Thompson (Founder), Thiago Achatz (Founder), Mateus Craveiro (Founder) (Y Combinator directory entry, March 3, 2021).

6 more companies from YC Winter 2021 ↓

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Z1

New accelerator entry · 2021-03-03 · the record

Winter 2021
batch
80
people
Early
stage
Brazil
region
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What the record says

BatchWinter 2021
Announced2021-03-03
StageEarly
StatusActive
Team size80
IndustryFintech
Sub-industryFintech -> Consumer Finance
SectorsFintech, Payments, Consumer, Lending, Neobank
RegionsBrazil, Latin America, Remote, Fully Remote
BasedSão Paulo, SP, Brazil; Remote
HiringNo
Sitehttps://z1.app/

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Also in YC Winter 2021

Same batch, Fintech first.

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In their words

Z1 is a digital banking app made for teenagers and young adults. By using the Z1 app and a prepaid card linked to their account, teenagers can begin their road to financial independence by learning to manage and spend their money, as well as having a place to receive money they earn through jobs and small businesses.

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What the Full Report on Z1 covers

  1. The Short Answer

  2. Which Company This Is

  3. What They Do, And How The Money Works

  4. Who Runs It, And How To Reach Them

  5. The Money: Funding, Valuation, Runway

  6. Who Pays Them, And Who They Are Up Against

  7. Warning Bells

  8. Sources

    1 cited source found

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Z1: Accepted into Y Combinator Winter 2021
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Permanent URL: https://mentionfox.com/funding/yc-z1
Last updated 2026-10-20
Primary record: Y Combinator directory entry
Z1 (YC W21) — Digital bank for teenagers in LatAm connected to prepaid card. MentionFox, 2026-10-20. https://mentionfox.com/funding/yc-z1