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Udhaar App (YC W21) — We're khatabook / OkCredit for pakistan

Udhaar App appears in Y Combinator's company directory in the Winter 2021 batch, listed 2021-03-08. We're Khatabook / OkCredit for Pakistan.

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Udhaar App: Accepted into Y Combinator Winter 2021

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Udhaar App

New accelerator entry · 2021-03-08 · the record

Winter 2021
batch
32
people
Early
stage
Pakistan
region
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In their words

We are a simple book-keeping app, to help 30M micro SMEs run their finances digitally. I was visiting Pakistan. 1-day, asked our local store owner on plans for his next location. His response, 'never'. Since business operations & money flow are manual, he worked 16 hours / 7 days to minimize theft. Zero time with family. We got obsessed with identifying how we can help small business owners run their business and have a life. Everything in Pakistan is manual, store credit, sales, purchasing inventory, cash management, tax filings, payments, etc. This idea got us hooked as it allows us to build a large company and have a huge impact on ~30M small businesses in Pakistan that contribute 74% of the overall GDP. Explosion in 4G adoption (91M 4G subscribers, 720% growth in 5 years), is helping drive product market fit: i. >1M downloads ii. 4.6 star rating on Playstore & Appstore iii. MAUs & GTV: get in touch :)

What the record says

BatchWinter 2021
Announced2021-03-08
StageEarly
StatusActive
Team size32
IndustryFintech
Sub-industryFintech -> Payments
SectorsFintech
RegionsPakistan, South Asia, Remote, Partly Remote
BasedKarachi, Sindh, Pakistan; Sindh, Pakistan
HiringNo
Sitehttps://udhaar.pk/

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Permanent URL: https://mentionfox.com/funding/yc-udhaar-app
Last updated 2026-09-26
Primary record: Y Combinator directory entry
Udhaar App (YC W21) — We're khatabook / OkCredit for pakistan. MentionFox, 2026-09-26. https://mentionfox.com/funding/yc-udhaar-app