Qlo (YC S26) — Legora for commercial insurance carriers
Qlo uses AI agents to run commercial underwriting operations from submission to renewal. Specialized agents handle each operational step, while supervisor agents coordinate the work and communicate with the underwriter.
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What it does Legora for commercial insurance carriers (source)
Example from a real report (our sample on Target): “Target eliminated approximately 1,800 corporate positions, with around 1,000 employees receiving layoff notices and the remainder accounted for by eliminating open roles.” Source: NBC News
Qlo uses AI agents to run commercial underwriting operations from submission to renewal. Specialized agents handle each operational step, while supervisor agents coordinate the work and communicate with the underwriter.
Every commercial insurance program will be built and operated end to end by AI agents on Qlo.
What the site is built with
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Read from the page's own HTML and response headers on 10 September 2026, at https://www.getqlo.com/. Each badge matched a string the site serves about itself — hover one to see which. Nothing here is a traffic, ranking or revenue figure: those cannot be read off a page and are not claimed.
Checked away from the directory entry. What is below does not come from the company's Y Combinator page.
Qlo uses AI to handle underwriting work from submission to renewal, helping commercial MGAs and program administrators write more of the right business without adding headcount.
The title and description the site itself served, answering 200. Not a cached copy and not the company's directory entry — what was live when we asked.
Ryan Hu
Founder/CEO
Founder at Qlo. Previously built a commercial insurance marketplace to an acquisition offer from a public insurer. Studied Electrical Engineering at National Taiwan University (dropped out).
Liv Huang
Founder
Co-Founder at Qlo. Previously Cloud Engineer at CuboAi, building scalable backend infrastructure and driving cross-functional AI adoption. Self-taught engineer with an academic background in Counseling and Educational Psychology.
Founders, titles and bios as the company published them. Photographs are our own copies of the ones on that record, so they do not break when the original link expires.
One of 72 companies held here in Fintech › Insurance.
No investor is drawn from a Form D — the form states how many invested and never who. The one investor on this graph is named because a batch has exactly one.
Want the whole picture on Qlo?
Example from a real report (our sample on Target): “Target eliminated approximately 1,800 corporate positions, with around 1,000 employees receiving layoff notices and the remainder accounted for by eliminating open roles.” Source: NBC News
A Full Report on Qlo: verified, sourced, every claim cited, ready in a few minutes. See pricing.
What the Full Report on Qlo covers
The Short Answer
Which Company This Is
What They Do, And How The Money Works
Who Runs It, And How To Reach Them
The Money: Funding, Valuation, Runway
Who Pays Them, And Who They Are Up Against
Warning Bells
Sources
6 cited sources found
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