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OneFin (YC W17) — Shopify for financial services

Building a plug-and-play suite of APIs and lending tech stack to enable financial inclusion. OneFin is backed by marquee investors from Silicon Valley like Y Combinator, Khosla Ventures, etc.

OneFin is a Y Combinator company in the Winter 2017 batch. Its directory entry describes it as: Shopify for Financial Services. The founders listed are Pratish Gandhi (Founder/CEO), Harshit Vaishnav (Founder) (Y Combinator directory entry, November 10, 2016).

6 more companies from YC Winter 2017 ↓

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OneFin

New accelerator entry · 2016-11-10 · the record

Winter 2017
batch
50
people
Early
stage
India
region
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What the record says

BatchWinter 2017
Announced2016-11-10
StageEarly
StatusActive
Team size50
IndustryFintech
Sub-industryFintech -> Credit and Lending
SectorsFintech, SaaS, API
RegionsIndia, South Asia
BasedBengaluru, KA, India
HiringYes
Sitehttps://www.onefin.in
Previously known asCready, Credy

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Also in YC Winter 2017

Same batch, Fintech first.

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In their words

Building a plug-and-play suite of APIs and lending tech stack to enable financial inclusion. OneFin is backed by marquee investors from Silicon Valley like Y Combinator, Khosla Ventures, etc. Leading NBFC, SFB and fintech companies in India are our users. We have enabled loan disbursement/migration of around $2B in last few years across more than 1 million loans across education loans, EV financing, business loans, credit line, 2 wheeler financing, personal loans, invoice discounting, and various other credit products.

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Example from a real report (our sample on Target): “In March 2026, Target announced a planned incremental $1 billion operating investment” Source: Target Corporation (press release)

A Full Report on OneFin: verified, sourced, every claim cited, ready in a few minutes. See pricing.

What the Full Report on OneFin covers

  1. The Short Answer

  2. Which Company This Is

  3. What They Do, And How The Money Works

  4. Who Runs It, And How To Reach Them

  5. The Money: Funding, Valuation, Runway

  6. Who Pays Them, And Who They Are Up Against

  7. Warning Bells

  8. Sources

    1 cited source found

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Sourced from the company's Y Combinator directory entry.

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OneFin: Accepted into Y Combinator Winter 2017
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Permanent URL: https://mentionfox.com/funding/yc-onefin
Last updated 2026-10-20
Primary record: Y Combinator directory entry
OneFin (YC W17) — Shopify for financial services. MentionFox, 2026-10-20. https://mentionfox.com/funding/yc-onefin