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Mono (YC W22) — Embedded finance infrastructure for LatAm enterprises

Mono provides an API-first platform that lets any company in LatAm offer financial capabilities, wallets, real-time payouts (Bre-B), Visa cards, and multi-rail bank transfer without becoming a fintech.

Mono is a Y Combinator company in the Winter 2022 batch. Its directory entry describes it as: Embedded finance infrastructure for LatAm enterprises. The founders listed are Sebastian Ortiz (Founder), Juan Camilo Poveda (Founder) (Y Combinator directory entry, January 12, 2022).

6 more companies from YC Winter 2022 ↓

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Mono

New accelerator entry · 2022-01-12 · the record

Winter 2022
batch
30
people
Early
stage
Colombia
region
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What the record says

BatchWinter 2022
Announced2022-01-12
StageEarly
StatusActive
Team size30
IndustryFintech
Sub-industryFintech -> Payments
SectorsFintech, Payments, Neobank
RegionsColombia, Latin America, Remote, Fully Remote
BasedBogotá, Bogota, Colombia; Remote
HiringNo
Sitehttps://mono.la
Founded2020
YC group partnerTom Blomfield

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Also in YC Winter 2022

Same batch, Fintech first.

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In their words

Mono provides an API-first platform that lets any company in LatAm offer financial capabilities, wallets, real-time payouts (Bre-B), Visa cards, and multi-rail bank transfer without becoming a fintech.

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Example from a real report (our sample on Target): “The Q2 2026 earnings report, published August 19, 2026, showed adjusted EPS of $2.46 against an expected $2.33” Source: CNBC

A Full Report on Mono: verified, sourced, every claim cited, ready in a few minutes. See pricing.

What the Full Report on Mono covers

  1. The Short Answer

  2. Which Company This Is

  3. What They Do, And How The Money Works

  4. Who Runs It, And How To Reach Them

  5. The Money: Funding, Valuation, Runway

  6. Who Pays Them, And Who They Are Up Against

  7. Warning Bells

  8. Sources

    8 cited sources found

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If you're behind Mono: acceptance into a YC batch is one of the few weeks a young company gets looked up by people who matter — investors, other founders, press. FoxPlug turns the commits, deploys, and releases you're already making into that story automatically, so anyone who looks finds something current. GetFoxChat puts a guide on your own site so the people YC's own page just sent you don't read one line and leave.

Sourced from the company's Y Combinator directory entry, and from the company's own site, read directly on 2026-09-27 (mono.la).

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Mono: Accepted into Y Combinator Winter 2022
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Permanent URL: https://mentionfox.com/funding/yc-mono-2
Last updated 2026-10-20
Primary record: Y Combinator directory entry
Mono (YC W22) — Embedded finance infrastructure for LatAm enterprises. MentionFox, 2026-10-20. https://mentionfox.com/funding/yc-mono-2