Levocred AI (YC S26) — Foundation model for lenders
Levocred puts AI agents inside lenders. They run the loan book and price new deals; one fund cut time to price from a week to two hours and replaced two analysts' work.
Levocred AI is a Y Combinator company in the Summer 2026 batch. Its directory entry describes it as: Foundation Model for Lenders. The founders listed are Mohit Gupta (Founder/CEO), Saksham Gupta (Founder/CTO) (Y Combinator directory entry, June 21, 2026).
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What it does Foundation Model for Lenders (source)
Example from a real report (our sample on Target): “In March 2026, Target announced a planned incremental $1 billion operating investment” Source: Target Corporation (press release)
Levocred puts AI agents inside lenders. They run the loan book and price new deals; one fund cut time to price from a week to two hours and replaced two analysts' work.
Every book we price trains a model for the $22T of US loans that never trade. That model becomes the exchange.
What the site is built with
Next.jsframeworkVercelhosting
Read from the page's own HTML and response headers on 10 September 2026, at https://www.levocred.com/. Each badge matched a string the site serves about itself — hover one to see which. Nothing here is a traffic, ranking or revenue figure: those cannot be read off a page and are not claimed.
Checked away from the directory entry. What is below does not come from the company's Y Combinator page.
The AI workforce for lenders. Levocred automates underwriting, portfolio monitoring, compliance, and reporting — with ~$1Bn in receivables on the platform.
The title and description the site itself served, answering 200. Not a cached copy and not the company's directory entry — what was live when we asked.
Mohit Gupta
Founder/CEO
Co-founder & CEO at Levocred AI (YC S26).
Previously Quantitative Researcher at a credit hedge fund, where he led AI/ML models that enabled $1B in lending and built core trading infrastructure from scratch. Holds an MA in Financial Engineering from UC Berkeley Haas and a BA in Computer Science from IIT Bombay.
Saksham Gupta
Founder/CTO
Co-founder & CTO at Levocred AI (YC S26).
Previously Software Engineer at Edge Focus, where he built and scaled the trading and data infrastructure as the fund grew from $150M to $1B+ in AUM. BA in Electrical & Electronics from IIT Kanpur; led the Entrepreneurship Cell.
Founders, titles and bios as the company published them. Photographs are our own copies of the ones on that record, so they do not break when the original link expires.
No investor is drawn from a Form D — the form states how many invested and never who. The one investor on this graph is named because a batch has exactly one.
Want the whole picture on Levocred AI?
Example from a real report (our sample on Target): “In March 2026, Target announced a planned incremental $1 billion operating investment” Source: Target Corporation (press release)
A Full Report on Levocred AI: verified, sourced, every claim cited, ready in a few minutes. See pricing.
What the Full Report on Levocred AI covers
The Short Answer
Which Company This Is
What They Do, And How The Money Works
Who Runs It, And How To Reach Them
The Money: Funding, Valuation, Runway
Who Pays Them, And Who They Are Up Against
Warning Bells
Sources
6 cited sources found
Plus the sections for what you are deciding, which you pick after ordering.
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