Insurf (YC S26) — The AI-Native decision layer for health insurance
Insurf is the AI-native data and decision layer for health insurance. Our model Surely identifies the lowest-cost coverage for anyone, saving individuals, families, and companies thousands per employee.
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What it does The AI-Native Decision Layer for Health Insurance (source)
Example from a real report (our sample on Target): “Target eliminated approximately 1,800 corporate positions, with around 1,000 employees receiving layoff notices and the remainder accounted for by eliminating open roles.” Source: NBC News
Insurf is the AI-native data and decision layer for health insurance. Our model Surely identifies the lowest-cost coverage for anyone, saving individuals, families, and companies thousands per employee. Our product Inveto collects the data from hospitals and clinics that informs Surely.
What the site is built with
Next.jsframeworkVercelhosting
Read from the page's own HTML and response headers on 10 September 2026, at https://www.insurf.io/. Each badge matched a string the site serves about itself — hover one to see which. Nothing here is a traffic, ranking or revenue figure: those cannot be read off a page and are not claimed.
Checked away from the directory entry. What is below does not come from the company's Y Combinator page.
The individual market, priced to the dollar | Insurf
Every filed plan in the states we cover, priced to the dollar: for companies switching to ICHRAs and families picking coverage. Denials fought.
The title and description the site itself served, answering 200. Not a cached copy and not the company's directory entry — what was live when we asked.
Bryan Chung
Co-Founder
Co-founder at Insurf. Samsung at 14. 18th Internationally in Physics, Top 80 Internationally in Computer Science, 2x IEEE Publisher, USACO Platinum, Research at Cambridge, Brown, CMU, RIT, and UCSC
Chang Lu
Co-Founder
Co-founder at Insurf. Ex Brown BS/MD
Previously studied Neuroscience and Economics at Brown. Conducted zero-shot modeling research at Emory Winship Cancer Institute.
Founders, titles and bios as the company published them. Photographs are our own copies of the ones on that record, so they do not break when the original link expires.
No investor is drawn from a Form D — the form states how many invested and never who. The one investor on this graph is named because a batch has exactly one.
Want the whole picture on Insurf?
Example from a real report (our sample on Target): “Target eliminated approximately 1,800 corporate positions, with around 1,000 employees receiving layoff notices and the remainder accounted for by eliminating open roles.” Source: NBC News
A Full Report on Insurf: verified, sourced, every claim cited, ready in a few minutes. See pricing.
What the Full Report on Insurf covers
The Short Answer
Which Company This Is
What They Do, And How The Money Works
Who Runs It, And How To Reach Them
The Money: Funding, Valuation, Runway
Who Pays Them, And Who They Are Up Against
Warning Bells
Sources
5 cited sources found
Plus the sections for what you are deciding, which you pick after ordering.
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If you're behind Insurf: acceptance into a YC batch is one of the few weeks a young company gets looked up by people who matter — investors, other founders, press. FoxPlug turns the commits, deploys, and releases you're already making into that story automatically, so anyone who looks finds something current. GetFoxChat puts a guide on your own site so the people YC's own page just sent you don't read one line and leave.
