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Florin

Florin appears in Y Combinator's company directory in the Summer 2026 batch, listed 2026-06-25. Florin is the insurance carrier with zero underwriters.

Florin

New accelerator entry · 2026-06-25 · the record

Summer 2026
batch
3
people
Early
stage
United States of America
region
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In their words

Florin is a full-stack insurance carrier where a model does the underwriting. When a submission comes in, Florin reads the ACORD forms, then investigates the risk on its own: satellite imagery, permits, public records, even the insured's Instagram, and catches exposures that never make it onto the application. It then simulates tens of thousands of ways the policy year could go, prices the risk, and returns a bindable quote in under a minute instead of weeks. The team is ex-Google, Tesla, Amazon, and Terrafirma, and the bet is that a carrier built this way wins on loss ratio, speed, and cost at the same time.

What the record says

BatchSummer 2026
Announced2026-06-25
StageEarly
StatusActive
Team size3
IndustryFintech
Sub-industryFintech -> Insurance
SectorsArtificial Intelligence, Fintech, Insurance
RegionsUnited States of America, America / Canada
BasedSan Francisco, CA, USA
HiringNo
Sitehttps://florin.inc

The full profile

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If you're behind Florin: acceptance into a YC batch is one of the few weeks a young company gets looked up by people who matter — investors, other founders, press. FoxPlug turns the commits, deploys, and releases you're already making into that story automatically, so anyone who looks finds something current. FoxChat puts a guide on your own site so the people YC's own page just sent you don't read one line and leave.

Sourced from the company's Y Combinator directory entry. Figures are read directly from the source record; names have not been matched against other people.