Florin (YC S26) — Florin is the insurance carrier with zero underwriters
Florin is a full-stack insurance carrier where a model does the underwriting. When a submission comes in, Florin reads the ACORD forms, then investigates the risk on its own: satellite imagery, permits, public records, even the insured's Instagram, and catches exposures that never make it onto the application.
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What it does Florin is the insurance carrier with zero underwriters (source)
Example from a real report (our sample on Target): “In March 2026, Target announced a planned incremental $1 billion operating investment” Source: Target Corporation (press release)
Florin is a full-stack insurance carrier where a model does the underwriting. When a submission comes in, Florin reads the ACORD forms, then investigates the risk on its own: satellite imagery, permits, public records, even the insured's Instagram, and catches exposures that never make it onto the application. It then simulates tens of thousands of ways the policy year could go, prices the risk, and returns a bindable quote in under a minute instead of weeks. The team is ex-Google, Tesla, Amazon, and Terrafirma, and the bet is that a carrier built this way wins on loss ratio, speed, and cost at the same time.
What the site is built with
Next.jsframeworkVercelhosting
Read from the page's own HTML and response headers on 10 September 2026, at https://florin.inc/. Each badge matched a string the site serves about itself — hover one to see which. Nothing here is a traffic, ranking or revenue figure: those cannot be read off a page and are not claimed.
Checked away from the directory entry. What is below does not come from the company's Y Combinator page.
Commercial insurance, bound in minutes. Liability, products, and property for robotics, space, advanced energy, and defense.
The title and description the site itself served, answering 200. Not a cached copy and not the company's directory entry — what was live when we asked.
Shaurya Aggarwal
Founder/CEO
Built TPUs in the next-gen TPU team at Google. Before that, worked on greenfield at-rest and in-transit encryption products deployed across 100,000+ hosts. BS in Computer Science from Purdue.
Amol Pant
Founder/CTO
Built perception stack at Orchard Robotics, worked on Tesla's exaflop computer for Autopilot, built prototypes for autonomous rovers for NASA Artemis, worked flight simulators for Boeing.
Reach out if you love playing tennis
Aydin Sorensen
Founder
7+ year Tech Lead at Amazon AWS & Twitch. Most recently, founding employee at TerraFirma, (vertically integrated construction robotics); scaled realized revenue from $500k to $30m & built foundation for global teleoperation for 50+ vehicle fleet across multiple continents.
Founders, titles and bios as the company published them. Photographs are our own copies of the ones on that record, so they do not break when the original link expires.
One of 72 companies held here in Fintech › Insurance.
No investor is drawn from a Form D — the form states how many invested and never who. The one investor on this graph is named because a batch has exactly one.
Want the whole picture on Florin?
Example from a real report (our sample on Target): “In March 2026, Target announced a planned incremental $1 billion operating investment” Source: Target Corporation (press release)
A Full Report on Florin: verified, sourced, every claim cited, ready in a few minutes. See pricing.
What the Full Report on Florin covers
The Short Answer
Which Company This Is
What They Do, And How The Money Works
Who Runs It, And How To Reach Them
The Money: Funding, Valuation, Runway
Who Pays Them, And Who They Are Up Against
Warning Bells
Sources
9 cited sources found
Plus the sections for what you are deciding, which you pick after ordering.
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