Fernstone is an AI-native insurance brokerage: we combine AI with licensed brokers to obtain complex insurance faster, and at better terms. Today, we manage risk for 500+ businesses in construction, security, and the trades.
Fernstone is a Y Combinator company in the Fall 2025 batch. Its directory entry describes it as: AI-native insurance brokerage. The founders listed are James Chen (Founder/CEO), Bryant Le (Founder/CTO) (Y Combinator directory entry, October 6, 2025).
Get an email when Fernstone changes status, grows its team or files a funding notice. One email first to confirm; nothing else until you click it. At most one a day, one click to stop. Free for up to 3 companies.
Example from a real report (our sample on Target): “The Q2 2026 earnings report, published August 19, 2026, showed adjusted EPS of $2.46 against an expected $2.33” Source: CNBC
Fernstone is an AI-native insurance brokerage: we combine AI with licensed brokers to obtain complex insurance faster, and at better terms. Today, we manage risk for 500+ businesses in construction, security, and the trades.
Fernstone lists 2 open roles on its directory entry.
Checked away from the directory entry. What is below does not come from the company's Y Combinator page.
Fernstone works with businesses to get insurance for what they need
The title and description the site itself served, answering 200. Not a cached copy and not the company's directory entry — what was live when we asked.
James Chen
Founder/CEO
Building Fernstone. Previously Traba (Series A, Founders Fund), BCG, UChicago. Former debate champion ranked #1 in the USA out of 10,000 teams.
Bryant Le
Founder/CTO
Building Fernstone. Former Engineering @ Google and SentiLink (Series B, a16z). Previously Vanderbilt Applied Math / CS.
Founders, titles and bios as the company published them. Photographs are our own copies of the ones on that record, so they do not break when the original link expires.
One of 72 companies held here in Fintech › Insurance.
No investor is drawn from a Form D — the form states how many invested and never who. The one investor on this graph is named because a batch has exactly one.
Want the whole picture on Fernstone?
Example from a real report (our sample on Target): “The Q2 2026 earnings report, published August 19, 2026, showed adjusted EPS of $2.46 against an expected $2.33” Source: CNBC
A Full Report on Fernstone: verified, sourced, every claim cited, ready in a few minutes. See pricing.
What the Full Report on Fernstone covers
The Short Answer
Which Company This Is
What They Do, And How The Money Works
Who Runs It, And How To Reach Them
The Money: Funding, Valuation, Runway
Who Pays Them, And Who They Are Up Against
Warning Bells
Sources
7 cited sources found
Plus the sections for what you are deciding, which you pick after ordering.
You get an alert in MentionFox the next time this company shows up.
Is this you?
If you're behind Fernstone: acceptance into a YC batch is one of the few weeks a young company gets looked up by people who matter — investors, other founders, press. FoxPlug turns the commits, deploys, and releases you're already making into that story automatically, so anyone who looks finds something current. GetFoxChat puts a guide on your own site so the people YC's own page just sent you don't read one line and leave.
