Adaptional is building agentic AI for insurance claims. Claims are 75% of every dollar in the $1T insurance industry -- and one of the most under-optimized areas, still managed by adjusters working hundreds of files by hand.
Adaptional is a Y Combinator company in the Summer 2025 batch. Its directory entry describes it as: AI-powered insurance claims review. The founders listed are Kevin Cox (Founder/CTO), Suril Kantaria (Founder) (Y Combinator directory entry, September 23, 2025).
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New accelerator entry · 2025-09-23 · the record
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Adaptional is building agentic AI for insurance claims. Claims are 75% of every dollar in the $1T insurance industry -- and one of the most under-optimized areas, still managed by adjusters working hundreds of files by hand. We're changing this with AI claims review agents, already deployed at some of the major P&C carriers. In the future, claims will be powered by an intelligence layer that manages files and escalates actions to human adjusters. Adaptional is building the AI system that will be the foundation for every claims department across P&C insurance.
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Example from a real report (our sample on Target): “The Q2 2026 earnings report, published August 19, 2026, showed adjusted EPS of $2.46 against an expected $2.33” Source: CNBC
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