As of November 7, 2026, X Financial is a publicly traded company (NYSE: XYF). The largest holder reporting an active stake on Schedule 13D is Mangrove Coast Investment Limited, at 47.97%. No bankruptcy or receivership appears in its SEC Form 8-K filings. Passive holders reporting on Schedule 13G include Legend Architecture Consultant Limited (10%) (Schedule 13D, November 6, 2026).
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Is X Financial a real, registered company?
- X Financial files with the SEC under CIK 1725033 (its SEC filings).
- Its shares are listed under the ticker XYF on NYSE (SEC company record).
- Incorporated in E9; business address in Shenzhen, F4, as its SEC filings state.
- Court and bankruptcy records: see Before you sign or pay below.
Before you sign or pay
- Court and bankruptcy: No federal court case or bankruptcy filing found under X Financial in our court records and SEC 8-K records (as of 2026-11-07).
- Ownership: 5%+ holders are reported on Schedule 13D or 13G; the latest names Mangrove Coast Investment Limited (filed 2026-11-06).
Who are X Financial's owners and officers?
X Financial: business address in Shenzhen, F4; industry Finance Services (Schedule 13D, 2026-11-06).
| Report | Holder | Share |
|---|---|---|
| Schedule 13D, 2026-11-06 | Mangrove Coast Investment Limited | 47.97% |
| Schedule 13G/A, 2026-05-01 | Nexus Special Situations Fund Spc | 0% |
| Schedule 13D/A, 2026-03-31 | Mangrove Coast Investment Limited | 49.01% |
| Schedule 13G/A, 2026-01-30 | Nexus Special Situations Fund Spc | 5.5% |
| Schedule 13G/A, 2025-11-07 | Nexus Special Situations Fund Spc | 7.9% |
| Schedule 13D/A, 2025-09-04 | Mangrove Coast Investment Limited | 45.75% |
| Schedule 13G, 2025-08-01 | Nexus Special Situations Fund Spc | 8.8% |
| Schedule 13G, 2025-07-10 | Legend Architecture Consultant Limited | 10% |
Questions about who owns X Financial
Who owns X Financial?
On this page, 2 holders' latest ownership filings report 5% or more of X Financial: Mangrove Coast Investment Limited (47.97%, Schedule 13D, filed 2026-11-06) and Legend Architecture Consultant Limited (10%, Schedule 13G, filed 2025-07-10).
Who are the largest shareholders of X Financial?
By the share each holder's latest filing reports, the largest holders of X Financial on this page are Mangrove Coast Investment Limited (47.97%) and Legend Architecture Consultant Limited (10%).
When did Mangrove Coast Investment Limited buy into X Financial?
The filings give report dates, not purchase dates. The earliest filing from Mangrove Coast Investment Limited on this page is the Schedule 13D/A, filed 2025-09-04, reporting 45.75%; its latest, Schedule 13D filed 2026-11-06, reports 47.97%. That earliest filing is itself an amendment, which updates an earlier report.
Is this an audit or a full list?
Neither. The ownership list on this page covers only Schedule 13D and 13G filings, which holders make once they own 5% or more of a class of shares (an amendment can report a stake that has since fallen below 5%); 8 such filings are shown here. It is not an audit and not a full cap table: holders who never reached 5% are not listed, and a stake can change after its latest filing.
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Which insiders own X Financial shares?
Directors, officers and holders of 10% or more report their shares on Forms 3, 4 and 5. Each line is the latest such report, largest holding first.
- Tang Yue (Justin), the chief executive and a director: 114,934,942 shares, 12,101,423 held directly and 102,833,519 indirectly (Form 3, 2026-03-18).
- , the president and a director: 2,256,420 shares (Form 3, 2026-03-18).
- , the chief risk officer: 1,112,484 shares (Form 3, 2026-05-11).
- Zheng Fuya (Frank), the chief financial officer: 549,990 shares (Form 3, 2026-05-11).
- , a director: 499,998 shares (Form 4, 2026-08-03).
Shares only: the company's cover page does not give one share count for a single class, so no percentage is worked out.
How much has X Financial raised?
No fundraising or offering filing from X Financial is on file with us.
Keep reading
More on X Financial and the records around it.
X Financial elsewhere on the record
- 5%+ stake filings Nov 2026
Related pages
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https://mentionfox.com/who-owns/x-financial