As of November 6, 2026, 2 holders' latest Schedule 13D or 13G filings report owning 5% or more of LexinFintech Holdings Ltd. The largest reported stake is Xiao Wenjie's, at 25.8%. 2 filings are on record since May 15, 2026 (Schedule 13G/A, May 15, 2026).
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LexinFintech Holdings Ltd. has 2 Schedule 13D or 13G filings on record since 2026-05-15. 2 holders' latest filing reports 5% or more of class a ordinary shares, par value $0.0001. Each figure below is the holder's own, as filed, with the filing linked.
Holders
| Holder | Percent | Shares | Latest | Event date |
|---|---|---|---|---|
| 25.8% | 85,241,213 | SCHEDULE 13G/A, 2026-05-15 | 2026-03-31 | |
| 6.1% | 20,196,118 | SCHEDULE 13D/A, 2026-07-06 | 2026-07-02 |
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Voting and dispositive power, as filed
| Reporting person | Sole voting | Shared voting | Sole dispositive | Shared dispositive | Filing |
|---|---|---|---|---|---|
| Xiao Wenjie | 85,241,213 | 0 | 85,241,213 | 0 | SCHEDULE 13G/A, 2026-05-15 |
| Installment Payment Investment Inc. | 84,720,379 | 0 | 84,720,379 | 0 | SCHEDULE 13G/A, 2026-05-15 |
| Wu Yi | 20,196,118 | — | 20,196,118 | — | SCHEDULE 13D/A, 2026-07-06 |
| Rosy Time Global Limited | 19,123,466 | — | 19,123,466 | — | SCHEDULE 13D/A, 2026-07-06 |
The latest filing identifies LexinFintech Holdings Ltd. by CUSIP 528877103 and gives its principal executive office as 27/F, CES TOWER, 3099 KE YUAN SOUTH ROAD, NANSHAN DISTRICT, SHENZHEN (SCHEDULE 13D/A, 2026-07-06).
What the percentages are based on
25.8%, based on 329,576,547 ordinary shares outstanding as of February 28, 2026, comprising of (i) 258,234,320 Class A ordinary shares, and (ii) 71,342,227 Class B ordinary shares, as reported in the Issuer's annual report on Form 20-F for the fiscal year ended December 31, 2025.Xiao Wenjie, SCHEDULE 13G/A, 2026-05-15
Source of funds (Item 3)
Same as the description in the Statement.Wu Yi, SCHEDULE 13D/A, 2026-07-06
Purpose of Transaction (Item 4)
Wu Yi
Item 4 of the Statement is hereby amended and supplemented by adding the following: On July 1, 2026, Mr. Yi Wu sold certain ADSs in the open market and, together with previous sales, such sale of ADSs resulted in a reduction of his beneficial ownership percentage in the Issuer's ordinary shares. The Reporting Persons have no plans or proposals which relate to or would result in any of the actions specified in paragraphs (a) through (j) of Item 4 of Schedule 13D.Item 4 of the SCHEDULE 13D/A filed 2026-07-06
Timeline
| Filed | Holder | Percent | Filing |
|---|---|---|---|
| 2026-05-15 | Xiao Wenjie | 25.8% | SCHEDULE 13G/A |
| 2026-07-06 | Wu Yi | 6.1% | SCHEDULE 13D/A |
Questions about who owns LexinFintech Holdings Ltd.
Who owns LexinFintech Holdings Ltd.?
On this page, 2 holders' latest ownership filings report 5% or more of LexinFintech Holdings Ltd.: Xiao Wenjie (25.8%, Schedule 13G/A, filed 2026-05-15) and Wu Yi (6.1%, Schedule 13D/A, filed 2026-07-06).
Who are the largest shareholders of LexinFintech Holdings Ltd.?
By the share each holder's latest filing reports, the largest holders of LexinFintech Holdings Ltd. on this page are Xiao Wenjie (25.8%) and Wu Yi (6.1%).
When did Xiao Wenjie buy into LexinFintech Holdings Ltd.?
The filings give report dates, not purchase dates. The earliest filing from Xiao Wenjie on this page is the Schedule 13G/A, filed 2026-05-15, reporting 25.8%. That earliest filing is itself an amendment, which updates an earlier report.
Is this an audit or a full list?
Neither. The ownership list on this page covers only Schedule 13D and 13G filings, which holders make once they own 5% or more of a class of shares (an amendment can report a stake that has since fallen below 5%); 2 such filings are shown here. It is not an audit and not a full cap table: holders who never reached 5% are not listed, and a stake can change after its latest filing.
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Where this comes from
Anyone who comes to own more than 5% of a class of a listed company's voting shares has to tell the SEC. A holder who may seek to change or influence the company files Schedule 13D, and has to say in Item 4, "Purpose of Transaction", what it intends to do. A holder with no such intent, such as many index and passive funds, may file the shorter Schedule 13G. Both are amended when the stake changes, including when it falls below 5%.
Every row here is one of those filings, linked to the filing itself. Percentages and share counts are exactly as the holder filed them, for the holder the filing names; an amendment showing a lower figure is shown as filed. Item 4 text is quoted word for word. Where a 13D's Item 4 contains a sentence stating a definite intent to influence the company, that sentence is marked and quoted; the page does not describe the holder or its motives beyond the words it filed. Nothing here is investment advice.