Better Home & Finance Holding Company: 5%+ holders

As of November 7, 2026, 7 holders' latest Schedule 13D or 13G filings report owning 5% or more of Better Home & Finance Holding Company. The largest reported stake is Garg Vishal's, at 13.7%. 26 filings are on record since September 24, 2025 (Schedule 13D/A, October 5, 2026).

Framework Ventures IV L.P. also filed stake reports on 1 other company ↓

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Key facts

• Filing 2026-10-16 · Reporting person: Integrated Core Strategies (US) LLC · Sole voting: 0 · Shared voting: 581,594 · Sole dispositive: 0 · Shared dispositive: 581,594 · SCHEDULE 13G/A, 2026-10-16
• Filing 2026-10-07 · Reporting person: Steven Sarracino · Sole voting: 0 · Shared voting: 1,290,178 · Sole dispositive: 0 · Shared dispositive: 1,290,178 · SCHEDULE 13D/A, 2026-10-07
• Event date 2026-10-05 · Holder: Garg Vishal · Percent: 13.7% · Shares: 2,029,224 · SCHEDULE 13D/A
• Filed 2026-09-22 · Holder: Millennium Management LLC · Percent: 5.5% · SCHEDULE 13G
• Filed 2026-08-25 · Holder: Activant Ventures Advisors III, LLC · Percent: 8.9% · SCHEDULE 13D/A

Better Home & Finance Holding Company has 26 Schedule 13D or 13G filings on record since 2025-09-24. 7 holders' latest filing reports 5% or more of class a common stock, par value $0.0001 per share. Each figure below is the holder's own, as filed, with the filing linked.

Holders

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More on Better Home & Finance Holding Company and the records around it.

Better Home & Finance Holding Company elsewhere on the record

• Leadership changes Sep 2026
• Who owns it

Companies that share a holder

• Framework Ventures IV L.P. also filed stake reports on 1 other company: NovaBay Pharmaceuticals, Inc. (Jul 2026)
• FRONTIER CAPITAL MANAGEMENT CO.,LLC also filed stake reports on 4 other companies: INDIE SEMICONDUCTOR, INC. (Aug 2026), Ultra Clean Holdings, Inc. (May 2026), FTAI Infrastructure Inc. (Feb 2026)
• Healthcare of Ontario Pension Plan Trust Fund also filed stake reports on 27 other companies: Cambridge Acquisition Corp. (Aug 2026), General Purpose Acquisition Corp. (May 2026), Artius II Acquisition Inc. (Feb 2026)

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What the Full Report on Better Home & Finance Holding Company covers

1. The Short Answer

2. Which Company This Is

3. What They Do, And How The Money Works

4. Who Runs It, And How To Reach Them

5. The Money: Funding, Valuation, Runway

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7. Warning Bells

8. Sources

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Voting and dispositive power, as filed

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The latest filing identifies Better Home & Finance Holding Company by CUSIP 08774B508 and gives its principal executive office as 1 World Trade Center, 285 Fulton Street, 80th Floor, Suite A, New York, NY 10007 (SCHEDULE 13G/A, 2026-10-16).

Source of funds (Item 3)

GIV acquired the Shares in multiple transactions using its working capital for an aggregate purchase price of approximately $12 million.Global Investment Ventures LLC, SCHEDULE 13D, 2026-08-19

Purpose of Transaction (Item 4)

Garg Vishal

Item 4 of the Schedule 13D is hereby amended and supplemented to include the following information: As previously disclosed, the Reporting Persons filed a consent solicitation statement on Schedule 14A with the Securities and Exchange Commission to, among other things, remove without cause, Daniel Lewis, Arnaud Massenet, Bhaskar Menon, Prabhu Narasimhan and Harit Talwar, as directors of the Issuer (the "Consent Solicitation"). On September 30, 2026, the Reporting Persons delivered signed written consents representing a majority of the Issuer's outstanding voting power as of August 21, 2026, the record date for the Consent Solicitation, evidencing that the Issuer's stockholders had approved each of the Reporting Persons' proposals. On October 5, 2026, the results of the Consent Solicitation were certified by the Issuer's independent election inspector and the Reporting Persons' proposals, including to remove each of Messrs. Lewis, Massenet, Menon, Narasimhan and Talwar, as directors of the Issuer, were effectuated.Item 4 of the SCHEDULE 13D/A filed 2026-10-05

Novator Capital Sponsor Ltd.

Item 4 of the Schedule 13D is hereby amended and supplemented to include the following: Purchaser by Telco Holding Trust: Between May 7, 2026 and May 8, 2026, Telco Holding Trust purchased an aggregate of 298,756 shares of Class A Common Stock of the Issuer in open market purchases, as set forth in Annex A hereto.Item 4 of the SCHEDULE 13D/A filed 2026-05-19

Activant Ventures Advisors III, LLC

This Amendment No. 8 hereby amends and supplements Item 4 of the Schedule 13D by adding the following thereto: "Effective October 5, 2026, Mr. Sarracino was appointed to the board of directors of the Issuer (the "Board"). In his capacity as a director of the Issuer, Mr. Sarracino expects to consider and vote on, and may communicate with the Issuer's other directors, the Issuer's management team, stockholders of the Issuer, and/or other persons regarding, matters that have come or may come before the Board and/or other matters concerning the Issuer. Such matters may relate to, without limitation, the Issuer's business, strategy, financial position, capital structure, operations, management, corporate governance, and/or current or future initiatives that may be proposed or adopted by the Board or the Issuer's management team. In addition, as a member of the Board, Mr. Sarracino may be involved in proposing or reviewing transactions or initiatives relating to, and may have influence over, the corporate activities of the Issuer, including activities that may relate to one or more of the matters referred to in subparagraphs (a) - (j) of Item 4 of Schedule 13D. Except to the extent the foregoing may be deemed a plan or proposal, none of the Reporting Persons has any plans or proposals which relate to, or could result in, any of the matters referred to in subparagraphs (a) - (j) of Item 4 of Schedule 13D. The Reporting Persons may, at any time and from time to time, review or …The first part of Item 4 of the SCHEDULE 13D/A filed 2026-10-07; the filing has the rest

Global Investment Ventures LLC

The Reporting Persons acquired the Shares for investment purposes. On August 13, 2026, Mr. Bobulinski, on behalf of GIV, executed a written consent of stockholder in lieu of a meeting consenting to the removal, without cause, of Harit Talwar, Arnaud Massenet, Bhaskar Menon, Prabhu Narasimhan and Daniel Lewis as directors of the Issuer and authorized its delivery to the Issuer. As described in Amendment No. 5 to the Schedule 13D filed by Mr. Garg and certain affiliated persons on August 18, 2026 and their preliminary consent statement filed on August 18, 2026, the delivered consents did not constitute a majority of the Issuer's voting power, and Mr. Garg and the other stockholders whose consents were delivered, including GIV, disbanded their respective efforts. As of the date of this filing, the Reporting Persons are not identified as, and are not, participants in the consent solicitation described in the preliminary consent statement. The Reporting Persons intend to review their investment on an ongoing basis and may take such actions as they deem appropriate, subject to applicable law. Except as described herein, the Reporting Persons have no present plans or proposals relating to the matters described in clauses (a) through (j) of Item 4 of Schedule 13D.Item 4 of the SCHEDULE 13D filed 2026-08-19

Timeline

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Questions about who owns Better Home & Finance Holding Company

Who owns Better Home & Finance Holding Company?

On this page, 7 holders' latest ownership filings report 5% or more of Better Home & Finance Holding Company: Garg Vishal (13.7%, Schedule 13D/A, filed 2026-10-05), Spencer Vance (12.4%, Schedule 13G, filed 2026-04-06), Activant Ventures Advisors III, LLC (8.9%, Schedule 13D/A, filed 2026-10-07), Novator Capital Sponsor Ltd. (7.3%, Schedule 13D/A, filed 2026-05-19) and Healthcare of Ontario Pension Plan Trust Fund (5.9%, Schedule 13G/A, filed 2026-02-13); 2 more are listed above.

Who are the largest shareholders of Better Home & Finance Holding Company?

By the share each holder's latest filing reports, the largest holders of Better Home & Finance Holding Company on this page are Garg Vishal (13.7%), Spencer Vance (12.4%) and Activant Ventures Advisors III, LLC (8.9%).

When did Garg Vishal buy into Better Home & Finance Holding Company?

The filings give report dates, not purchase dates. The earliest filing from Garg Vishal on this page is the Schedule 13D/A, filed 2026-08-17, reporting 13.7%; its latest, Schedule 13D/A filed 2026-10-05, reports 13.7%. That earliest filing is itself an amendment, which updates an earlier report.

Is this an audit or a full list?

Neither. The ownership list on this page covers only Schedule 13D and 13G filings, which holders make once they own 5% or more of a class of shares (an amendment can report a stake that has since fallen below 5%); 26 such filings are shown here. It is not an audit and not a full cap table: holders who never reached 5% are not listed, and a stake can change after its latest filing.

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Where this comes from

Anyone who comes to own more than 5% of a class of a listed company's voting shares has to tell the SEC. A holder who may seek to change or influence the company files Schedule 13D, and has to say in Item 4, "Purpose of Transaction", what it intends to do. A holder with no such intent, such as many index and passive funds, may file the shorter Schedule 13G. Both are amended when the stake changes, including when it falls below 5%.

Every row here is one of those filings, linked to the filing itself. Percentages and share counts are exactly as the holder filed them, for the holder the filing names; an amendment showing a lower figure is shown as filed. Item 4 text is quoted word for word. Where a 13D's Item 4 contains a sentence stating a definite intent to influence the company, that sentence is marked and quoted; the page does not describe the holder or its motives beyond the words it filed. Nothing here is investment advice.

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