Commercial lenders manage billions in assets on legacy software and manual workflows, their systems live on people’s heads like its the 90s. Zolvo replaces the entire back office with AI: automated data ingestion, invoice reconciliation, collections outreach, and funder monitoring.
Zolvo is a Y Combinator company in the Spring 2026 batch. Its directory entry describes it as: AI Back-Office Automation for Commercial Lenders. The founder listed is Tony Montes (Founder/CTO) (Y Combinator directory entry, March 13, 2026).
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New accelerator entry · 2026-03-13 · the record
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Commercial lenders manage billions in assets on legacy software and manual workflows, their systems live on people’s heads like its the 90s. Zolvo replaces the entire back office with AI: automated data ingestion, invoice reconciliation, collections outreach, and funder monitoring. Our clients go live in weeks and eliminate hours of daily manual work per operator, allowing teams to only handle exceptions. We're building the future of commercial lending.
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