ZeroSettle is a mobile SDK that switches customers from App Store billing to direct billing. It takes 15 minutes to set up and immediately unlocks zero App Store fees, higher retention/conversion, and instant payouts.
ZeroSettle is a Y Combinator company in the Winter 2026 batch. Its directory entry describes it as: Drop-in Direct Billing SDK for In-App Purchases. The founders listed are Gabe Roeloffs (Founder/CEO), Ryan Elliott (Founder/CTO) (Y Combinator directory entry, February 5, 2026).
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ZeroSettle is a mobile SDK that switches customers from App Store billing to direct billing. It takes 15 minutes to set up and immediately unlocks zero App Store fees, higher retention/conversion, and instant payouts.
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Example from a real report (our sample on Target): “Target eliminated approximately 1,800 corporate positions, with around 1,000 employees receiving layoff notices and the remainder accounted for by eliminating open roles.” Source: NBC News
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