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Wagetap (YC W22) — Advance next payday, and BNPL for bills

Wagetap is a mobile app that allows users to get an advance of up to $2,000 on their next payday and pay their bills in more manageable installments. Wagetap's vision is to offer a suite of financial products to become the financial partner for everyday people.

Wagetap is a Y Combinator company in the Winter 2022 batch. Its directory entry describes it as: Advance next payday, and BNPL for bills. The founders listed are Mitchell Stevens (Founder), Declan Conlon (Founder) (Y Combinator directory entry, February 10, 2022).

6 more companies from YC Winter 2022 ↓

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Wagetap

New accelerator entry · 2022-02-10 · the record

Winter 2022
batch
10
people
Early
stage
Australia
region
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What the record says

BatchWinter 2022
Announced2022-02-10
StageEarly
StatusActive
Team size10
IndustryFintech
Sub-industryFintech -> Credit and Lending
SectorsFintech, Consumer
RegionsAustralia, Oceania, Remote, Partly Remote
BasedSydney, NSW, Australia
HiringNo
Sitehttps://www.wagetap.com/

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Also in YC Winter 2022

Same batch, Fintech first.

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In their words

Wagetap is a mobile app that allows users to get an advance of up to $2,000 on their next payday and pay their bills in more manageable installments. Wagetap's vision is to offer a suite of financial products to become the financial partner for everyday people.

Want the whole picture on Wagetap?

Example from a real report (our sample on Target): “The Q2 2026 earnings report, published August 19, 2026, showed adjusted EPS of $2.46 against an expected $2.33” Source: CNBC

A Full Report on Wagetap: verified, sourced, every claim cited, ready in a few minutes. See pricing.

What the Full Report on Wagetap covers

  1. The Short Answer

  2. Which Company This Is

  3. What They Do, And How The Money Works

  4. Who Runs It, And How To Reach Them

  5. The Money: Funding, Valuation, Runway

  6. Who Pays Them, And Who They Are Up Against

  7. Warning Bells

  8. Sources

    1 cited source found

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Wagetap: Accepted into Y Combinator Winter 2022
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Permanent URL: https://mentionfox.com/funding/yc-wagetap
Last updated 2026-10-20
Primary record: Y Combinator directory entry
Wagetap (YC W22) — Advance next payday, and BNPL for bills. MentionFox, 2026-10-20. https://mentionfox.com/funding/yc-wagetap