SyntheticFi (YC S23) — The cheapest way to borrow money
SyntheticFi is the cheapest way to borrow money. We partner with independent financial advisors (RIAs) to meet the liquidity needs of their clients.
SyntheticFi is a Y Combinator company in the Summer 2023 batch. Its directory entry describes it as: The cheapest way to borrow money. The founder listed is Tony Yang (Founder) (Y Combinator directory entry, July 3, 2023).
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Example from a real report (our sample on Target): “In March 2026, Target announced a planned incremental $1 billion operating investment” Source: Target Corporation (press release)
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The title and description the site itself served, answering 200. Not a cached copy and not the company's directory entry — what was live when we asked.
Tony Yang
Founder
CEO and co-founder of SyntheticFi: cheapest way to borrow money.
Prior to starting SyntheticFi, Tony was a senior software engineer at Stripe. During his time at Stripe, Tony used the box spread strategy to purchase his house. That became the inspiration for Tony to start SyntheticFi and democratize its access. Tony graduated as a double major in CS and Philosophy from UC Berkeley.
Founders, titles and bios as the company published them. Photographs are our own copies of the ones on that record, so they do not break when the original link expires.
No investor is drawn from a Form D — the form states how many invested and never who. The one investor on this graph is named because a batch has exactly one.
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Example from a real report (our sample on Target): “In March 2026, Target announced a planned incremental $1 billion operating investment” Source: Target Corporation (press release)
A Full Report on SyntheticFi: verified, sourced, every claim cited, ready in a few minutes. See pricing.
What the Full Report on SyntheticFi covers
The Short Answer
Which Company This Is
What They Do, And How The Money Works
Who Runs It, And How To Reach Them
The Money: Funding, Valuation, Runway
Who Pays Them, And Who They Are Up Against
Warning Bells
Sources
5 cited sources found
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