Savvy (YC W20) — Flexible stipends for employee health insurance
Savvy is a health benefits product offering employees payment cards to buy their own health insurance. One of the first to market after new regulation, Savvy scaled to $10s of millions in volume and expanded into all 50 state health insurance markets.
Savvy is a Y Combinator company in the Winter 2020 batch. Its directory entry describes it as: Flexible stipends for employee health insurance. The founders listed are Kevin Cox (Founder), Suril Kantaria (Founder) (Y Combinator directory entry, March 13, 2020).
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Savvy is a health benefits product offering employees payment cards to buy their own health insurance. One of the first to market after new regulation, Savvy scaled to $10s of millions in volume and expanded into all 50 state health insurance markets. Savvy was backed by Y Combinator, Marc Andreessen, and the founders of One Medical and Indeed. In 2022, the company was acquired by Take Command, the leading incumbent in the health insurance HRA space.
Kevin Cox
Founder
Suril Kantaria
Founder
Founders, titles and bios as the company published them. Photographs are our own copies of the ones on that record, so they do not break when the original link expires.
One of 72 companies held here in Fintech › Insurance.
No investor is drawn from a Form D — the form states how many invested and never who. The one investor on this graph is named because a batch has exactly one.
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Example from a real report (our sample on Target): “In March 2026, Target announced a planned incremental $1 billion operating investment” Source: Target Corporation (press release)
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