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Ruby Card (YC W23) — Neobank for e-commerce businesses

Ruby is a neobank that offers e-commerce businesses a flexible spend management solution and direct integrations with commerce platforms. By combining banking and commerce data, Ruby provides businesses with a real-time, unified view of their financial health and money movement, empowering them to make better financial decisions and scale their operations.

Ruby Card is a Y Combinator company in the Winter 2023 batch. Its directory entry describes it as: Neobank for e-commerce businesses. The founders listed are Shariar Kabir (Founder), Miguel Acero (Founder), Jordan Yaqoob (Founder) (Y Combinator directory entry, March 13, 2023).

6 more companies from YC Winter 2023 ↓

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Ruby Card

New accelerator entry · 2023-03-13 · the record

Winter 2023
batch
3
people
Early
stage
United States of America
region
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What the record says

BatchWinter 2023
Announced2023-03-13
StageEarly
StatusActive
Team size3
IndustryFintech
Sub-industryFintech
RegionsUnited States of America, America / Canada, Remote, Fully Remote
BasedNew York City, NY, USA; Remote
HiringNo
Sitehttps://www.spendruby.com
Previously known asRuby Card, Inc.

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Also in YC Winter 2023

Same batch, Fintech first.

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In their words

Ruby is a neobank that offers e-commerce businesses a flexible spend management solution and direct integrations with commerce platforms. By combining banking and commerce data, Ruby provides businesses with a real-time, unified view of their financial health and money movement, empowering them to make better financial decisions and scale their operations.

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What the Full Report on Ruby Card covers

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  3. What They Do, And How The Money Works

  4. Who Runs It, And How To Reach Them

  5. The Money: Funding, Valuation, Runway

  6. Who Pays Them, And Who They Are Up Against

  7. Warning Bells

  8. Sources

    1 cited source found

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Ruby Card: Accepted into Y Combinator Winter 2023
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Permanent URL: https://mentionfox.com/funding/yc-ruby-card
Last updated 2026-10-20
Primary record: Y Combinator directory entry
Ruby Card (YC W23) — Neobank for e-commerce businesses. MentionFox, 2026-10-20. https://mentionfox.com/funding/yc-ruby-card