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Proximitty (YC W26) — AI operating system for commercial loans

Proximitty is the AI operating system for commercial loans - we build regulator-grade AI agents that ingest and parse documents, spread financials, automate loan operations and track covenants. We help FDIC-insured banks and fintechs underwrite faster and scale their loan books without scaling costs.

Proximitty is a Y Combinator company in the Winter 2026 batch. Its directory entry describes it as: AI operating system for commercial loans. The founders listed are Wye Yew Ho (Founder/CEO), Zi Zhang (Founder/CTO) (Y Combinator directory entry, February 18, 2026).

6 more companies from YC Winter 2026 ↓

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Proximitty

New accelerator entry · 2026-02-18 · the record

Winter 2026
batch
2
people
Early
stage
United States of America
region
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What the record says

BatchWinter 2026
Announced2026-02-18
StageEarly
StatusActive
Team size2
IndustryFintech
Sub-industryFintech -> Credit and Lending
RegionsUnited States of America, America / Canada
BasedSan Francisco, CA, USA
HiringYes
Sitehttps://proximitty.ai
Founded2026
YC group partnerDiana Hu
Open roles listed1

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Also in YC Winter 2026

Same batch, Fintech first.

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In their words

Proximitty is the AI operating system for commercial loans - we build regulator-grade AI agents that ingest and parse documents, spread financials, automate loan operations and track covenants. We help FDIC-insured banks and fintechs underwrite faster and scale their loan books without scaling costs.

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Example from a real report (our sample on Target): “Target eliminated approximately 1,800 corporate positions, with around 1,000 employees receiving layoff notices and the remainder accounted for by eliminating open roles.” Source: NBC News

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What the Full Report on Proximitty covers

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  2. Which Company This Is

  3. What They Do, And How The Money Works

  4. Who Runs It, And How To Reach Them

  5. The Money: Funding, Valuation, Runway

  6. Who Pays Them, And Who They Are Up Against

  7. Warning Bells

  8. Sources

    8 cited sources found

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Sourced from the company's Y Combinator directory entry, and from the company's own site, read directly on 2026-09-27 (proximitty.ai).

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Proximitty: Accepted into Y Combinator Winter 2026
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Permanent URL: https://mentionfox.com/funding/yc-proximitty
Last updated 2026-10-23
Primary record: Y Combinator directory entry
Proximitty (YC W26) — AI operating system for commercial loans. MentionFox, 2026-10-23. https://mentionfox.com/funding/yc-proximitty