Payna is building the AI licensing agent for regulated companies. We automate the filings, renewals, amendments, and regulator follow ups required to get licensed and stay licensed across jurisdictions, so teams no longer have to manage compliance through spreadsheets, email threads, and expensive outside firms.
Payna is a Y Combinator company in the Winter 2026 batch. Its directory entry describes it as: AI Licensing Agent for Regulated Industries. The founders listed are Aaron Chen (Founder/CEO), He Song (Founder/CTO) (Y Combinator directory entry, February 25, 2026).
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Payna is building the AI licensing agent for regulated companies. We automate the filings, renewals, amendments, and regulator follow ups required to get licensed and stay licensed across jurisdictions, so teams no longer have to manage compliance through spreadsheets, email threads, and expensive outside firms. Starting with financial services categories like lending, debt collection, and money transmission, Payna helps companies move faster, stay compliant, and scale without adding compliance headcount linearly.
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