The first secure, end-to-end global USD account, seamlessly integrating fiat and stablecoins across 125 countries for direct-to-bank settlement—no liquidity providers, no SWIFT, no intermediaries. Both sender and receiver use the Pana app and wallet for a frictionless, real-time cross-border payment experience.
Pana is a Y Combinator company in the Summer 2022 batch. Its directory entry describes it as: A Global Bank on Chain. The founders listed are Piero del Risco (Founder), Luis Peña (Founder) (Y Combinator directory entry, July 13, 2022).
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Example from a real report (our sample on Target): “The Q2 2026 earnings report, published August 19, 2026, showed adjusted EPS of $2.46 against an expected $2.33” Source: CNBC
The first secure, end-to-end global USD account, seamlessly integrating fiat and stablecoins across 125 countries for direct-to-bank settlement—no liquidity providers, no SWIFT, no intermediaries.
Both sender and receiver use the Pana app and wallet for a frictionless, real-time cross-border payment experience.
Checked away from the directory entry. What is below does not come from the company's Y Combinator page.
Open a Pana account in just minutes and experience the simplest, most efficient way to pay, send, and receive money. Instantly get your virtual card and send money to friends as easily as sending a text.
The title and description the site itself served, answering 200, after redirecting from http://Holapana.com. Not a cached copy and not the company's directory entry — what was live when we asked.
Piero del Risco
Founder
2nd time Fintech founder & Fmr. Head of Digital Banking at Scotiabank for Caribbean and Central America. Throughout the pandemic hired and lead a 130+ team of engineers, designers, and product owners to rebuild a complete mobile and web banking platform for 2M customers in 11 countries. Previously held executive roles at insurance and investment firms
Luis Peña
Founder
2nd time fintech founder, former TS Tech Lead @ Rover. +10yrs of experience building software and consumer products. Founded & managed a software factory with several dev. & infra. teams across different time-zones while creating products that impacted +1.5M users.
Founders, titles and bios as the company published them. Photographs are our own copies of the ones on that record, so they do not break when the original link expires.
One of 73 companies held here in Fintech › Banking and Exchange.
No investor is drawn from a Form D — the form states how many invested and never who. The one investor on this graph is named because a batch has exactly one.
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Example from a real report (our sample on Target): “The Q2 2026 earnings report, published August 19, 2026, showed adjusted EPS of $2.46 against an expected $2.33” Source: CNBC
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What the Full Report on Pana covers
The Short Answer
Which Company This Is
What They Do, And How The Money Works
Who Runs It, And How To Reach Them
The Money: Funding, Valuation, Runway
Who Pays Them, And Who They Are Up Against
Warning Bells
Sources
9 cited sources found
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