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Kontigo (YC S24) — USDC-Smart neobank for latinos

We’re building Kontigo, a USDC Smart Neobank for Latinos in the U.S. and Latin America. We launched our Peer-to-Peer onramp 20 days ago and we’ve already had $540k in deposits, 10k active users and a +300k waitlist.

Kontigo is a Y Combinator company in the Summer 2024 batch. Its directory entry describes it as: USDC-Smart Neobank for Latinos. The founders listed are jesus alberto Castillo ferrer (Founder/CEO), Gino Guatavita (Founder/CTO) (Y Combinator directory entry, June 13, 2024).

6 more companies from YC Summer 2024 ↓

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Kontigo

New accelerator entry · 2024-06-13 · the record

Summer 2024
batch
10
people
Early
stage
United States of America
region
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What the record says

BatchSummer 2024
Announced2024-06-13
StageEarly
StatusActive
Team size10
IndustryFintech
Sub-industryFintech -> Banking and Exchange
RegionsUnited States of America, America / Canada, Remote, Partly Remote
BasedSan Francisco, CA, USA
HiringYes
Sitehttps://kontigo.lat/

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Also in YC Summer 2024

Same batch, Fintech first.

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In their words

We’re building Kontigo, a USDC Smart Neobank for Latinos in the U.S. and Latin America. We launched our Peer-to-Peer onramp 20 days ago and we’ve already had $540k in deposits, 10k active users and a +300k waitlist. The founding team has built and scaled fintechs in Latam, and it’s ex-Venmo, Nubank, Rappi, MercadoLibre, Ualá, Platzi, and Yuno. We’re already backed by DST Global, Soma Capital, Pioneer Fund, Transpose + 10 YC alums. Sending money to Latin America is just as painful as holding it due to the region's fragmentation into 33 countries with 39 different currencies. On one hand, cross-border payments to Latam are absurdly expensive (up to 20% per transaction). Conversely, over the past decade, currency depreciation across the region has become unsustainable. (some countries surpassing the trillion percent ). Kontigo solves this with a USDC global wallet & a BTC savings account. - Like Venmo, but on-USDC. - Like Zelle, but for cross-border payments. No limits. - Like Nubank & Revolut, but without inflationary currencies. Bitcoin-backed. User wallets are connected to an AI-private banker on WhatsApp to execute international USDC transactions.

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  2. Which Company This Is

  3. What They Do, And How The Money Works

  4. Who Runs It, And How To Reach Them

  5. The Money: Funding, Valuation, Runway

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  8. Sources

    1 cited source found

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Kontigo: Accepted into Y Combinator Summer 2024
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Permanent URL: https://mentionfox.com/funding/yc-kontigo
Last updated 2026-10-20
Primary record: Y Combinator directory entry
Kontigo (YC S24) — USDC-Smart neobank for latinos. MentionFox, 2026-10-20. https://mentionfox.com/funding/yc-kontigo