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Karat Financial (YC W20) — Business banking that helps you grow

We're building the one-stop shop for creator finances. Your favorite digital creators—the ones you follow every day on YouTube, Instagram, TikTok or Twitch—aren’t just extraordinarily talented personalities and community builders.

Karat Financial is a Y Combinator company in the Winter 2020 batch. Its directory entry describes it as: Business banking that helps you grow. The founders listed are Eric Wei (Founder), Will Kim (Founder) (Y Combinator directory entry, March 15, 2020).

6 more companies from YC Winter 2020 ↓

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Karat Financial

New accelerator entry · 2020-03-15 · the record

Winter 2020
batch
25
people
Growth
stage
United States of America
region
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What the record says

BatchWinter 2020
Announced2020-03-15
StageGrowth
StatusActive
Team size25
IndustryFintech
Sub-industryFintech -> Credit and Lending
SectorsFintech, Entertainment
RegionsUnited States of America, America / Canada, Remote, Partly Remote
BasedLos Angeles, CA, USA
HiringYes
Sitehttp://trykarat.com
Founded2019
YC group partnerGustaf Alstromer
Previously known asKarat

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Also in YC Winter 2020

Same batch, Fintech first.

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In their words

We're building the one-stop shop for creator finances. Your favorite digital creators—the ones you follow every day on YouTube, Instagram, TikTok or Twitch—aren’t just extraordinarily talented personalities and community builders. They’re also businesses. That means they have business needs—managing revenues, expenses, savings, credit, banking. We’re building products that help creators spend less time worrying about finances so they can focus on creating.

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Example from a real report (our sample on Target): “Target eliminated approximately 1,800 corporate positions, with around 1,000 employees receiving layoff notices and the remainder accounted for by eliminating open roles.” Source: NBC News

A Full Report on Karat Financial: verified, sourced, every claim cited, ready in a few minutes. See pricing.

What the Full Report on Karat Financial covers

  1. The Short Answer

  2. Which Company This Is

  3. What They Do, And How The Money Works

  4. Who Runs It, And How To Reach Them

  5. The Money: Funding, Valuation, Runway

  6. Who Pays Them, And Who They Are Up Against

  7. Warning Bells

  8. Sources

    1 cited source found

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Karat Financial: Accepted into Y Combinator Winter 2020
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Permanent URL: https://mentionfox.com/funding/yc-karat-financial
Last updated 2026-11-01
Primary record: Y Combinator directory entry
Karat Financial (YC W20) — Business banking that helps you grow. MentionFox, 2026-11-01. https://mentionfox.com/funding/yc-karat-financial