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Harper (YC W25) — AI-native commercial insurance brokerage

At Harper, we are building a fully autonomous commercial insurance brokerage powered by AI. Our initial focus is on mid-sized businesses with complex insurance needs, but our vision is to eventually serve every business in the country.

Harper is a Y Combinator company in the Winter 2025 batch. Its directory entry describes it as: AI-native commercial insurance brokerage. The founders listed are Dakotah Rice (Founder/CEO), Tushar Nair (Founder/CTO) (Y Combinator directory entry, December 26, 2024).

6 more companies from YC Winter 2025 ↓

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Harper

New accelerator entry · 2024-12-26 · the record

Winter 2025
batch
25
people
Growth
stage
United States of America
region
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What the record says

BatchWinter 2025
Announced2024-12-26
StageGrowth
StatusActive
Team size25
IndustryFintech
Sub-industryFintech -> Insurance
SectorsFintech, Insurance, AI
RegionsUnited States of America, America / Canada
BasedSan Francisco, CA, USA
HiringYes
Sitehttps://www.harperinsure.com/
Previously known asTatch

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Also in YC Winter 2025

Same batch, Fintech first.

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In their words

At Harper, we are building a fully autonomous commercial insurance brokerage powered by AI. Our initial focus is on mid-sized businesses with complex insurance needs, but our vision is to eventually serve every business in the country. By leveraging AI to automate key workflows in the insurance process, we efficiently secure optimal coverage for each client's unique requirements at competitive prices and with rapid turnaround. Our AI system learns from the expertise of our brokers, accumulating not just knowledge but also the specific workflows, data, and capabilities that pave the way to full autonomy.

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What the Full Report on Harper covers

  1. The Short Answer

  2. Which Company This Is

  3. What They Do, And How The Money Works

  4. Who Runs It, And How To Reach Them

  5. The Money: Funding, Valuation, Runway

  6. Who Pays Them, And Who They Are Up Against

  7. Warning Bells

  8. Sources

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Harper: Accepted into Y Combinator Winter 2025
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Permanent URL: https://mentionfox.com/funding/yc-harper
Last updated 2026-10-20
Primary record: Y Combinator directory entry
Harper (YC W25) — AI-native commercial insurance brokerage. MentionFox, 2026-10-20. https://mentionfox.com/funding/yc-harper