Grain (YC W20) — Grain transforms the debit card you already have into a credit card…
Grain is a mobile app that transforms the debit card you already have into a credit card by linking it to a line of credit based on your cash flow. For the millennials, Gen Zs, and immigrants who are afraid of falling into crippling credit card debt, there is now a distinct market opportunity to offer an alternative to how these 100M people access and manage credit.
Grain is a Y Combinator company in the Winter 2020 batch. Its directory entry describes it as: Grain transforms the debit card you already have into a credit card…. The founders listed are Patrick De Suza (Founder), Christian-Robert Joseph (Founder), Carl-Alain Memnon (Founder) (Y Combinator directory entry, March 12, 2020).
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Grain is a mobile app that transforms the debit card you already have into a credit card by linking it to a line of credit based on your cash flow. For the millennials, Gen Zs, and immigrants who are afraid of falling into crippling credit card debt, there is now a distinct market opportunity to offer an alternative to how these 100M people access and manage credit.
Patrick De Suza
Founder
Christian-Robert Joseph
Founder
Carl-Alain Memnon
Founder
Founders, titles and bios as the company published them. Photographs are our own copies of the ones on that record, so they do not break when the original link expires.
One of 75 companies held here in Fintech › Credit and Lending.
No investor is drawn from a Form D — the form states how many invested and never who. The one investor on this graph is named because a batch has exactly one.
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Example from a real report (our sample on Target): “Target eliminated approximately 1,800 corporate positions, with around 1,000 employees receiving layoff notices and the remainder accounted for by eliminating open roles.” Source: NBC News
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The Short Answer
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What They Do, And How The Money Works
Who Runs It, And How To Reach Them
The Money: Funding, Valuation, Runway
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Warning Bells
Sources
1 cited source found
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