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Chestnut (YC X25) — The first AI mortgage lender

Chestnut appears in Y Combinator's company directory in the Spring 2025 batch, listed 2025-05-20. The first AI mortgage lender.

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Chestnut: Accepted into Y Combinator Spring 2025

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Chestnut

New accelerator entry · 2025-05-20 · the record

Spring 2025
batch
2
people
Early
stage
United States of America
region
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In their words

Chestnut is the first AI mortgage lender. We automate 99% of human work with AI agents, saving customers 0.5%+ in interest. This is Spencer's second mortgage startup; the first processes 2% of US mortgages annually. So far, Chestnut is licensed in Texas and Colorado where we power purchases, refinances, cash-outs, and more.

What the record says

BatchSpring 2025
Announced2025-05-20
StageEarly
StatusActive
Team size2
IndustryFintech
Sub-industryFintech -> Credit and Lending
SectorsFintech, Real Estate, Consumer, AI
RegionsUnited States of America, America / Canada
BasedSan Francisco, CA, USA
HiringYes
Sitehttps://chestnutmortgage.com/
Previously known asDetta

The full profile

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Sourced from the company's Y Combinator directory entry.

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Permanent URL: https://mentionfox.com/funding/yc-chestnut
Last updated 2026-09-26
Primary record: Y Combinator directory entry
Chestnut (YC X25) — The first AI mortgage lender. MentionFox, 2026-09-26. https://mentionfox.com/funding/yc-chestnut