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BharatX (YC W22) — Enable Buy-Now-Pay-Later in a White-Labelled manner

BharatX appears in Y Combinator's company directory in the Winter 2022 batch, listed 2022-03-16. Enable Buy-Now-Pay-Later in a White-Labelled Manner.

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BharatX: Accepted into Y Combinator Winter 2022

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BharatX

New accelerator entry · 2022-03-16 · the record

Winter 2022
batch
14
people
Early
stage
India
region
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In their words

BharatX was recently acquired by Flipkart, the largest startup in India, to enable Buy Now Pay Later in their own ecosystem as well as bolster their own FinTech play via Super.money. It powers Checkout Financing in their ecosystem currently on Millions of Users. BharatX enabled "Pay in 3" and "Pay in X" parts as a feature on over 1000+ brands, 300+ directly and the rest via Payment Gateway partners. Our product enabled Buy Now Pay Later, in a white-labelled way. For e.g. Flipkart PayLater on Flipkart. We grew 47X to $2.5M ARR in under 6 quarters straight after fumbling for 2 years around PMF and Credit Risk & Fraud. We started out as a platform to provide access to Credit in Developing countries without relying on traditional documentation processes by Banks, which did not give access to hundreds of millions.Over the course of BharatX, we have credit to hundreds of thousands of consumers, including many New to Credit (NTC) users.

What the record says

BatchWinter 2022
Announced2022-03-16
StageEarly
StatusAcquired
Team size14
IndustryFintech
Sub-industryFintech -> Credit and Lending
SectorsFintech, Consumer
RegionsIndia, South Asia
BasedBengaluru, KA, India
HiringNo
Sitehttps://bharatx.tech/

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Permanent URL: https://mentionfox.com/funding/yc-bharatx
Last updated 2026-09-26
Primary record: Y Combinator directory entry
BharatX (YC W22) — Enable Buy-Now-Pay-Later in a White-Labelled manner. MentionFox, 2026-09-26. https://mentionfox.com/funding/yc-bharatx