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Apurata (YC S19) — Point of sale financing for latin America's middle class

We offer instant underwriting of financing at the point of sale (ecommerce or physical) focused on small purchases ($100-$1000).

Apurata is a Y Combinator company in the Summer 2019 batch. Its directory entry describes it as: Point of sale financing for Latin America's middle class. The founders listed are José E. Carrillo Pino (Founder), Patrick Wakeham (Founder) (Y Combinator directory entry, June 2, 2019).

6 more companies from YC Summer 2019 ↓

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Apurata

New accelerator entry · 2019-06-02 · the record

Summer 2019
batch
12
people
Early
stage
Peru
region
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What the record says

BatchSummer 2019
Announced2019-06-02
StageEarly
StatusActive
Team size12
IndustryFintech
Sub-industryFintech -> Credit and Lending
SectorsFintech, E-commerce
RegionsPeru, Latin America, Remote, Partly Remote
BasedLima, Callao Region, Peru; Lima, Lima Province, Peru
HiringNo
Sitehttps://apurata.com
Founded2017

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Also in YC Summer 2019

Same batch, Fintech first.

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In their words

We offer instant underwriting of financing at the point of sale (ecommerce or physical) focused on small purchases ($100-$1000).

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Example from a real report (our sample on Target): “In March 2026, Target announced a planned incremental $1 billion operating investment” Source: Target Corporation (press release)

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What the Full Report on Apurata covers

  1. The Short Answer

  2. Which Company This Is

  3. What They Do, And How The Money Works

  4. Who Runs It, And How To Reach Them

  5. The Money: Funding, Valuation, Runway

  6. Who Pays Them, And Who They Are Up Against

  7. Warning Bells

  8. Sources

    5 cited sources found

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Sourced from the company's Y Combinator directory entry, and from the company's own site, read directly on 2026-09-27 (apurata.com).

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Apurata: Accepted into Y Combinator Summer 2019
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Permanent URL: https://mentionfox.com/funding/yc-apurata
Last updated 2026-10-23
Primary record: Y Combinator directory entry
Apurata (YC S19) — Point of sale financing for latin America's middle class. MentionFox, 2026-10-23. https://mentionfox.com/funding/yc-apurata