As of November 10, 2026, 6 holders' latest Schedule 13D or 13G filings report owning 5% or more of Credit Acceptance Corporation. The largest reported stake is The Donald A. Foss 2009 Remainder Trust's, at 19.8%. 10 filings are on record since July 7, 2025 (Schedule 13D/A, June 5, 2026).
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Key facts
- · Reporting person: John P. Neary, not individually but solely as a co-trustee of the Marital Trust U/A Donald A. Foss Trust January 16, 1981 · Sole voting: 0 · Shared voting: 652,797 · Sole dispositive: 0 · Shared dispositive: 652,797 · SCHEDULE 13G/A, 2026-08-13
- · Reporting person: BlackRock, Inc. · Sole voting: 619,098 · Shared voting: 0 · Sole dispositive: 629,737 · Shared dispositive: 0 · SCHEDULE 13G, 2026-07-27
- · Reporting person: Prescott General Partners LLC · Sole voting: 0 · Shared voting: 1,427,060 · Sole dispositive: 0 · Shared dispositive: 1,427,060 · SCHEDULE 13D/A, 2026-07-07
- · Holder: The Donald A. Foss 2009 Remainder Trust · Percent: 19.8% · Shares: 796,323 · SCHEDULE 13D/A
- · Holder: Jill Foss Watson · Percent: 14.5% · Shares: 1,519,309 · SCHEDULE 13D/A
Credit Acceptance Corporation has 10 Schedule 13D or 13G filings on record since 2025-07-07. 6 holders' latest filing reports 5% or more of common stock. Each figure below is the holder's own, as filed, with the filing linked.
Holders
| Holder | Percent | Shares | Latest | Event date |
|---|---|---|---|---|
| The Donald A. Foss 2009 Remainder Trust | 19.8% | 796,323 | SCHEDULE 13D/A, 2026-06-05 | 2026-06-05 |
| 14.5% | 1,519,309 | SCHEDULE 13D/A, 2026-06-05 | 2026-06-05 | |
| Prescott General Partners LLC | 13.6% | 1,427,060 | SCHEDULE 13D/A, 2026-07-07 | 2026-07-02 |
| John P. Neary, not individually but solely as a co-trustee of the Marital Trust U/A Donald A. Foss Trust January 16, 1981 | 6.3% | 652,797 | SCHEDULE 13G/A, 2026-08-13 | 2026-06-30 |
| BlackRock, Inc. | 6% | 629,737 | SCHEDULE 13G, 2026-07-27 | 2026-06-30 |
| Boston Partners | 5.09% | 546,832 | SCHEDULE 13G, 2026-05-14 | 2026-03-31 |
| Ruane, Cunniff & Goldfarb L.P. | 4.9% | 536,132 | SCHEDULE 13G/A, 2026-02-12 | 2025-12-31 |
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More on Credit Acceptance Corporation and the records around it.
Credit Acceptance Corporation elsewhere on the record
- Leadership changes Sep 2026
- Who owns it
Companies that share a holder
- Prescott General Partners LLC also filed stake reports on 1 other company: World Acceptance Corporation (Oct 2026)
- Boston Partners also filed stake reports on 28 other companies: CROSS COUNTRY HEALTHCARE INC (Nov 2026), DoubleDown Interactive Co., Ltd. (Nov 2026), Holley Inc. (Aug 2026)
- BlackRock, Inc. also filed stake reports on 1596 other companies: AvePoint, Inc. (Nov 2026), BIOMARIN PHARMACEUTICAL INC (Nov 2026), MSG RANGERS CORP (Nov 2026)
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Voting and dispositive power, as filed
| Reporting person | Sole voting | Shared voting | Sole dispositive | Shared dispositive | Filing |
|---|---|---|---|---|---|
| The Donald A. Foss 2009 Remainder Trust | 0 | 796,323 | 796,323 | 0 | SCHEDULE 13D/A, 2026-06-05 |
| The Donald A. Foss 2010 Remainder Trust | 0 | 493,319 | 493,319 | 0 | SCHEDULE 13D/A, 2026-06-05 |
| The Donald A. Foss 2010 Remainder Trust #2 | 8,826 | 0 | 8,826 | 0 | SCHEDULE 13D/A, 2026-06-05 |
| The Donald A. Foss 2011 Remainder Trust FBO Robert s. Foss and Descendants | 85,979 | 0 | 85,979 | 0 | SCHEDULE 13D/A, 2026-06-05 |
| Marital Trust U/A Donald A. Foss Trust January 16, 1981 | 0 | 686,497 | 0 | 686,497 | SCHEDULE 13D/A, 2026-06-05 |
| Allan V. Apple, not individually but solely in capacity as trustee | 94,805 | 1,976,139 | 1,384,447 | 686,497 | SCHEDULE 13D/A, 2026-06-05 |
| The Donald A. Foss 2009 Remainder Trust | 0 | 796,323 | 0 | 0 | SCHEDULE 13D/A, 2026-06-05 |
| The Donald A. Foss 2010 Remainder Trust | 0 | 493,319 | 0 | 0 | SCHEDULE 13D/A, 2026-06-05 |
| Jill Foss Watson Living Trust | 92,107 | 0 | 92,107 | 0 | SCHEDULE 13D/A, 2026-06-05 |
| Jill Foss Watson Irrevocable Trust | 53,846 | 0 | 53,846 | 0 | SCHEDULE 13D/A, 2026-06-05 |
| Karol A. Foss Irrevocable Grandchildren's Trust | 83,714 | 0 | 83,714 | 0 | SCHEDULE 13D/A, 2026-06-05 |
| Jill Foss Watson | 229,667 | 1,289,642 | 229,667 | 0 | SCHEDULE 13D/A, 2026-06-05 |
| Prescott General Partners LLC | 0 | 1,427,060 | 0 | 1,427,060 | SCHEDULE 13D/A, 2026-07-07 |
| Prescott Associates L.P. | 0 | 901,241 | 0 | 901,241 | SCHEDULE 13D/A, 2026-07-07 |
| Prescott Investors Profit Sharing Trust | 41,437 | 0 | 41,437 | 0 | SCHEDULE 13D/A, 2026-07-07 |
| Thomas W. Smith | 587,845 | 62,675 | 587,845 | 62,675 | SCHEDULE 13D/A, 2026-07-07 |
| Scott J. Vassalluzzo | 68,516 | 0 | 68,516 | 0 | SCHEDULE 13D/A, 2026-07-07 |
| John P. Neary, not individually but solely as a co-trustee of the Marital Trust U/A Donald A. Foss Trust January 16, 1981 | 0 | 652,797 | 0 | 652,797 | SCHEDULE 13G/A, 2026-08-13 |
| BlackRock, Inc. | 619,098 | 0 | 629,737 | 0 | SCHEDULE 13G, 2026-07-27 |
The latest filing identifies Credit Acceptance Corporation by CUSIP 225310101 and gives its principal executive office as 25505 West Twelve Mile Road, Southfield, MI 48034-8339 (SCHEDULE 13G/A, 2026-08-13).
Source of funds (Item 3)
Not applicable.The Donald A. Foss 2009 Remainder Trust, SCHEDULE 13D/A, 2026-06-05
Not applicable.Jill Foss Watson, SCHEDULE 13D/A, 2026-06-05
Purpose of Transaction (Item 4)
Prescott General Partners LLC
Item 4 of the Schedule 13D is hereby amended and restated in its entirety as follows: "As described more fully in Item 5 below, as general partner of the Partnerships, PGP may be deemed to beneficially own 1,427,060 shares of Common Stock held by the Partnerships. PIPS may be deemed to beneficially own 41,437 shares of Common Stock held on behalf of the employee profit-sharing plan participants. Messrs. Smith and Vassalluzzo may be deemed to beneficially own 83,123 and 2,758 shares of Common Stock, respectively, in their capacities as investment managers for several managed accounts, which consist of investment accounts for: (i) a private charitable foundation established by Mr. Smith and for which Mr. Smith acts as trustee (the "Foundation") and (ii) certain family members of Mr. Vassalluzzo and certain individual accounts managed by Mr. Smith. The Partnerships, PIPS and the managed accounts are referred to collectively herein as the "Managed Accounts." The 1,554,378 shares of Common Stock owned by the Managed Accounts (the "Managed Account Shares") were acquired by the Reporting Persons on behalf of the Managed Accounts for the purpose of achieving the investment goals of the Managed Accounts. Mr. Vassalluzzo currently serves as a director of the Issuer and may be deemed to beneficially own 65,758 shares of Common Stock for his own account, including 51,000 shares of Common Stock acquired for investment purposes, 13,624 shares of Common Stock received for vested RSUs …The first part of Item 4 of the SCHEDULE 13D/A filed 2026-07-07; the filing has the rest
The Donald A. Foss 2009 Remainder Trust
This Schedule 13D is being filed to report a change in the shares beneficially owned by the Reporting Persons. The Reporting Persons intend to evaluate on an ongoing basis the investments in the Issuer and their options with respect to such investments. The Reporting Persons may from time to time, acquire additional common stock from time to time for investment purposes if market conditions are favorable, in the open market, in privately negotiated transactions or otherwise. The Reporting Persons may also dispose of some or all of the Issuer's common stock that the Reporting Persons beneficially own, periodically, by public or private sale (registered or unregistered and with or without the simultaneous sale of newly-issued common stock by the Issuer), gift, expiration of options, forfeiture of restricted shares or otherwise, including, without limitation, sales of common stock pursuant to Rule 144 under the Securities Act of 1933, as amended, or otherwise. The Reporting Persons reserve the right not to acquire common stock at any given time and not to dispose of all or part of common stock the Reporting Persons may own at any given time if they determine such acquisition or disposal is not in their best interests at the time in question. Other than as described above, the Reporting Persons do not have any current plans or proposals which relate to, or would result in, (a) any acquisition or disposition of securities of the Issuer, (b) any extraordinary corporate …The first part of Item 4 of the SCHEDULE 13D/A filed 2026-06-05; the filing has the rest
Jill Foss Watson
This Schedule 13D/A is being filed to report a change in the shares beneficially owned by the Reporting Persons. The Reporting Persons intend to evaluate on an ongoing basis the investments in the Issuer and their options with respect to such investments. The Reporting Persons may from time to time, acquire additional common stock from time to time for investment purposes if market conditions are favorable, in the open market, in privately negotiated transactions or otherwise. The Reporting Persons may also dispose of some or all of the Issuer's common stock that the Reporting Persons beneficially own, periodically, by public or private sale (registered or unregistered and with or without the simultaneous sale of newly-issued common stock by the Issuer), gift, expiration of options, forfeiture of restricted shares or otherwise, including, without limitation, sales of common stock pursuant to Rule 144 under the Securities Act of 1933, as amended, or otherwise. The Reporting Persons reserve the right not to acquire common stock at any given time and not to dispose of all or part of common stock the Reporting Persons may own at any given time if they determine such acquisition or disposal is not in their best interests at the time in question. Other than as described above, the Reporting Persons does not have any current plans or proposals which relate to, or would result in, (a) any acquisition or disposition of securities of the Issuer, (b) any extraordinary corporate …The first part of Item 4 of the SCHEDULE 13D/A filed 2026-06-05; the filing has the rest
Timeline
| Filed | Holder | Percent | Filing |
|---|---|---|---|
| 2025-07-07 | Prescott General Partners LLC | 12.4% | SCHEDULE 13D/A |
| 2025-08-14 | John P. Neary, not individually but solely as a co-trustee of the Marital Trust U/A Donald A. Foss Trust January 16, 1981 | 7.6% | SCHEDULE 13G/A |
| 2026-02-12 | Ruane, Cunniff & Goldfarb L.P. | 4.9% | SCHEDULE 13G/A |
| 2026-05-14 | Boston Partners | 5.09% | SCHEDULE 13G |
| 2026-05-15 | John P. Neary, not individually but solely as a co-trustee of the Marital Trust U/A Donald A. Foss Trust January 16, 1981 | 6.8% | SCHEDULE 13G/A |
| 2026-06-05 | The Donald A. Foss 2009 Remainder Trust | 19.8% | SCHEDULE 13D/A |
| 2026-06-05 | Jill Foss Watson | 14.5% | SCHEDULE 13D/A |
| 2026-07-07 | Prescott General Partners LLC | 13.6% | SCHEDULE 13D/A |
| 2026-07-27 | BlackRock, Inc. | 6% | SCHEDULE 13G |
| 2026-08-13 | John P. Neary, not individually but solely as a co-trustee of the Marital Trust U/A Donald A. Foss Trust January 16, 1981 | 6.3% | SCHEDULE 13G/A |
Questions about who owns Credit Acceptance Corporation
Who owns Credit Acceptance Corporation?
On this page, 6 holders' latest ownership filings report 5% or more of Credit Acceptance Corporation: The Donald A. Foss 2009 Remainder Trust (19.8%, Schedule 13D/A, filed 2026-06-05), Jill Foss Watson (14.5%, Schedule 13D/A, filed 2026-06-05), Prescott General Partners LLC (13.6%, Schedule 13D/A, filed 2026-07-07), John P. Neary, not individually but solely as a co-trustee of the Marital Trust U/A Donald A. Foss Trust January 16, 1981 (6.3%, Schedule 13G/A, filed 2026-08-13) and BlackRock, Inc. (6%, Schedule 13G, filed 2026-07-27); 1 more is listed above.
Who are the largest shareholders of Credit Acceptance Corporation?
By the share each holder's latest filing reports, the largest holders of Credit Acceptance Corporation on this page are The Donald A. Foss 2009 Remainder Trust (19.8%), Jill Foss Watson (14.5%) and Prescott General Partners LLC (13.6%).
When did The Donald A. Foss 2009 Remainder Trust buy into Credit Acceptance Corporation?
The filings give report dates, not purchase dates. The earliest filing from The Donald A. Foss 2009 Remainder Trust on this page is the Schedule 13D/A, filed 2026-06-05, reporting 19.8%. That earliest filing is itself an amendment, which updates an earlier report.
Is this an audit or a full list?
Neither. The ownership list on this page covers only Schedule 13D and 13G filings, which holders make once they own 5% or more of a class of shares (an amendment can report a stake that has since fallen below 5%); 10 such filings are shown here. It is not an audit and not a full cap table: holders who never reached 5% are not listed, and a stake can change after its latest filing.
Also on the record for Credit Acceptance Corporation
| Date | Record | Figure | Our page | Source |
|---|---|---|---|---|
| July 24, 2026 | Leadership change filing (Form 8-K, Item 5.02) | — | Leadership changes | Source |
| July 22, 2026 | Leadership change: Kenneth S. Booth departs, Director, and 1 more | — | Leadership changes | Source |
| June 10, 2026 | Leadership change: Jay D. Martin departs, Chief Financial Officer, and 1 more | — | Leadership changes | Source |
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Where this comes from
Anyone who comes to own more than 5% of a class of a listed company's voting shares has to tell the SEC. A holder who may seek to change or influence the company files Schedule 13D, and has to say in Item 4, "Purpose of Transaction", what it intends to do. A holder with no such intent, such as many index and passive funds, may file the shorter Schedule 13G. Both are amended when the stake changes, including when it falls below 5%.
Every row here is one of those filings, linked to the filing itself. Percentages and share counts are exactly as the holder filed them, for the holder the filing names; an amendment showing a lower figure is shown as filed. Item 4 text is quoted word for word. Where a 13D's Item 4 contains a sentence stating a definite intent to influence the company, that sentence is marked and quoted; the page does not describe the holder or its motives beyond the words it filed. Nothing here is investment advice.
